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a perfectly frank reply. The women strike me as being singularly delicate and pretty; well dressed, too, I might add; but, while there is a great air of decency, there is very little high finish; and what strikes me as being quite odd, under such circumstances, scarcely any downright vulgarity, or coarseness."

"A Daniel come to judgment! One who had passed a life here, would not have come so near the truth, simply because he would not have observed peculiarities, that require the means of comparison to be detected. You are a little too indulgent in saying there is no downright vulgarity; for some there is; though surprisingly little for the circumstances. But of the coarseness that would be so prominent elsewhere, there is hardly any. True, so great is the equality in all things, in this country, so direct the tendency to this respectable mediocrity, that what you now see here, to-night, may be seen in almost every village in the land, with a few immaterial exceptions in the way of furniture and other city appliances, and not much even in these."

"Certainly, as a mediocrity, this is respectable though a fastidious taste might see a multitude of faults."

"I shall not say that the taste would be merely fastidious, for much is wanting that would add to the grace and beauty of society, while much that is wanting would be missed only by the over-sophisticated. Those young-men, who are sniggering over some bad joke in the corner, for instance, are positively vulgar, as is that young lady who is indulging in practical coquetry; but, on the whole, there is little of this; and, even our hostess, a silly woman, devoured with the desire of being what neither her social position, education, habits nor notions fit her to be, is less obtrusive, bustling, and offensive, than a similar person, elsewhere."

"I am quite of your way of thinking, and intended to ask you to account for it."

"The Americans are an imitative people of necessity, and they are apt at this part of imitation, in particular. Then they are less artificial in all their practices, than older and more sophisticated nations; and this company has got that essential part of good breeding, simplicity, as it were per force . A step higher in the social scale, you will see less of it; for greater daring and bad models lead to blunders in matters that require to be exceedingly well done, if done at all. The faults here would be more apparent, by an approach near enough to get into the tone of mind, the forms of speech, and the attempts at wit."

"Which I think we shall escape to-night, as I see the ladies are already making their apologies and taking leave. We must defer this investigation to another time."

"It may be indefinitely postponed, as it would scarcely reward the trouble of an inquiry."

The gentlemen now approached Mrs. Jarvis, paid their parting compliments, hunted up Captain Truck, whom they tore by violence from the good-natured hospitality of the master of the house, and then saw the ladies into their carriage. As they drove off, the worthy mariner protested that Mr. Jarvis was one of the honestest men he had ever met, and announced that he intended giving him a dinner on board the Montauk, the very next day.

The dwelling of Mrs. Hawker was in Hudson Square; or in a portion of the city that the lovers of the grandiose are endeavouring to call St. John's Park; for it is rather an amusing peculiarity among a certain portion of the emigrants who have flocked into the Middle States, within the last thirty years, that they are not satisfied with permitting any family, or thing, to possess the name it originally enjoyed, if there exists the least opportunity to change it. There was but a carriage or two before the door, though the strong lights in the house showed that company had collected.

"Mrs. Hawker is the widow and the daughter of men of long established New-York families; she is childless, affluent, and universally respected where known, for her breeding, benevolence, good sense, and heart," said John Effingham, while the party was driving from one house to the other. "Were you to go into most of the sets of this town, and mention Mrs. Hawker's name, not one person in ten would know there is such a being in their vicinity; the pêle mêle of a migratory population keeping persons of her character and condition in life, quite out of view. The very persons who will prattle by the hour, of the establishments of Mrs. Peleg Pond, and Mrs. Jonah Twist, and Mrs. Abiram Wattles, people who first appeared on this island five or six years since, and, who having accumulated what to them are relatively large fortunes, have launched out into vulgar and uninstructed finery, would look with surprise at hearing Mrs. Hawker mentioned as one having any claims to social distinction. Her historical names are overshadowed in their minds by the parochial glories of certain local prodigies in the townships whence they emigrated; her manners would puzzle the comprehension of people whose imitation has not gone beyond the surface, and her polished and simple mind would find little sympathy among a class who seldom rise above a common-place sentiment without getting upon stilts."

"Mrs. Hawker, then, is a lady," observed Sir George Templemore.

"Mrs. Hawker is a lady, in every sense of the word; by position, education, manners, association, mind, fortune and birth. I do not know that we ever had more of her class than exist to-day, but certainly we once had them more prominent in society."

"I suppose, sir," said Captain Truck, "that this Mrs. Hawker is of what is called the old school?"

"Of a very ancient school, and one that is likely to continue, though it may not be generally attended."

"I am afraid, Mr. John Effingham, that I shall be like a fish out of water in such a house. I can get along very well with your Mrs. Jarvis, and with the dear young lady in the other carriage; but the sort of woman you have described, will be apt to jam a plain mariner like myself. What in nature should I do, now, if she should ask me to dance a minuet?"

"Dance it agreeably to the laws of nature," returned John Effingham, as the carriages stopped.

A respectable, quiet, and an aged black admitted the party, though even he did not announce the visiters, while he held the door of the drawing-room open for them, with respectful attention. Mrs. Hawker arose, and advanced to meet Eve and her companions, and though she kissed the cousins affectionately, her reception of Mademoiselle Viefville was so simply polite as to convince the latter she was valued on account of her services. John Effingham, who was ten or fifteen years the junior of the old lady, gallantly kissed her hand, when he presented his two male companions. After paying the proper attention to the greatest stranger, Mrs. Hawker turned to Captain Truck and said--

"This, then, is the gentleman to whose skill and courage you all owe so much-- we all owe so much, I might better have said--the commander of the Montauk?"

"I have the honour of commanding that vessel, ma'am," returned Captain Truck, who was singularly awed by the dignified simplicity of his hostess, although her quiet, natural, and yet finished manner, which extended even to the intonation of the voice, and the smallest movement, were as unlike what he had expected as possible; "and with such passengers as she had last voyage I can only say, it is a pity that she is not better off for one to take care of her."

"Your passengers give a different account of the matter, but, in order that I may judge impartially, do me the favour to take this chair, and let me learn a few of the particulars from yourself."

Observing that Sir George Templemore had followed Eve to the other side of the room, Mrs. Hawker now resumed her seat, and, without neglecting any to attend to one in particular, or attending to one in a way to make him feel oppressed, she contrived, in a few minutes, to make the captain forget all about the minuet, and to feel much more at his ease than would have been the case with Mrs. Jarvis, in a month's intercourse.

In the mean time, Eve had crossed the room to join a lady whose smile invited her to her side. This was a young, slightly framed female, of a pleasing countenance, but who would not have been particularly distinguished, in such a place, for personal charms. Still, her smile was sweet, her eyes were soft, and the expression of her face was what might almost be called illuminated As Sir George Templemore followed her, Eve mentioned his name to her acquaintance, whom she addressed as Mrs. Bloomfield.

"You are bent on perpetrating further gaiety to-night," said the latter, glancing at the ball-dresses of the two cousins; "are you in the colours of the Houston faction, or in those of the Peabody."

"Not in pea-green, certainly," returned Eve, laughing--"as you may see; but in simple white."

"You intend then to be 'led a measure' at Mrs. Houston's. It were more suitable than among the other faction."

"Is fashion, then, faction, in New-York?" inquired Sir George.

"Fractions would be a better word, perhaps. But we have parties in almost every thing, in America; in politics, religion, temperance, speculations, and taste; why not in fashion?"

"I fear we are not quite independent enough to form parties on such a subject," said Eve.

"Perfectly well said, Miss Effingham; one must think a little originally, let it be ever so falsely, in order to get up a fashion. I fear we shall have to admit our insignificance on this point. You are a late arrival, Sir George Templemore?"

"As lately as the commencement of this month; I had the honour of being a fellow-passenger with Mr. Effingham and his family."

"In which voyage you suffered shipwreck, captivity, and famine, if half we hear be true."

"Report has a little magnified our risks; we encountered some serious dangers, but nothing amounting to the sufferings you have mentioned."

"Being a married woman, and having passed the crisis in which deception is not practised, I expect to hear truth again," said Mrs. Bloomfield, smiling. "I trust, however, you underwent enough to qualify you all for heroes and heroines, and shall content myself with knowing that you are here, safe and happy--if," she added, looking inquiringly at Eve, "one who has been educated abroad can be happy at home."

"One educated abroad may be happy at home, though possibly not in the modes most practised by the world," said Eve firmly.

"Without an opera, without a court, almost without society!"

"An opera would be desirable, I confess; of courts I know nothing, unmarried females being cyphers in Europe; and I hope better things than to think I shall be without society."

"Unmarried females are considered cyphers too, here, provided there be enough of them with a good respectable digit at their head. I assure you no one quarrels with the cyphers under such circumstances. I think, Sir George Templemore, a town like this must be something of a paradox to you."

"Might I venture to inquire the reason for this opinion!"

"Merely because it is neither one thing nor another. Not a capital, nor yet merely a provincial place; with something more than commerce in its bosom, and yet with that something hidden
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