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none of the most distinct; for, however clear-headed in his own routine of commercial business, Owen, you are well aware, was not very acute in comprehending what lay beyond that sphere.

The sum of his information was, that of two correspondents of my father's firm at Glasgow, where, owing to engagements in Scotland formerly alluded to, he transacted a great deal of business, both my father and Owen had found the house of MacVittie, MacFin, and Company, the most obliging and accommodating. They had deferred to the great English house on every possible occasion; and in their bargains and transactions acted, without repining, the part of the jackall, who only claims what the lion is pleased to leave him. However small the share of profit allotted to them, it was always, as they expressed it, "enough for the like of them;" however large the portion of trouble, "they were sensible they could not do too much to deserve the continued patronage and good opinion of their honoured friends in Crane Alley."

The dictates of my father were to MacVittie and MacFin the laws of the Medes and Persians, not to be altered, innovated, or even discussed; and the punctilios exacted by Owen in their business transactions, for he was a great lover of form, more especially when he could dictate it ex cathedra, seemed scarce less sanctimonious in their eyes. This tone of deep and respectful observance went all currently down with Owen; but my father looked a little closer into men's bosoms, and whether suspicious of this excess of deference, or, as a lover of brevity and simplicity in business, tired with these gentlemen's long-winded professions of regard, he had uniformly resisted their desire to become his sole agents in Scotland. On the contrary, he transacted many affairs through a correspondent of a character perfectly different—a man whose good opinion of himself amounted to self-conceit, and who, disliking the English in general as much as my father did the Scotch, would hold no communication but on a footing of absolute equality; jealous, moreover; captious occasionally; as tenacious of his own opinions in point of form as Owen could be of his; and totally indifferent though the authority of all Lombard Street had stood against his own private opinion.

As these peculiarities of temper rendered it difficult to transact business with Mr. Nicol Jarvie,—as they occasioned at times disputes and coldness between the English house and their correspondent, which were only got over by a sense of mutual interest,—as, moreover, Owen's personal vanity sometimes suffered a little in the discussions to which they gave rise, you cannot be surprised, Tresham, that our old friend threw at all times the weight of his influence in favour of the civil, discreet, accommodating concern of MacVittie and MacFin, and spoke of Jarvie as a petulant, conceited Scotch pedlar, with whom there was no dealing.

It was also not surprising, that in these circumstances, which I only learned in detail some time afterwards, Owen, in the difficulties to which the house was reduced by the absence of my father, and the disappearance of Rashleigh, should, on his arrival in Scotland, which took place two days before mine, have recourse to the friendship of those correspondents, who had always professed themselves obliged, gratified, and devoted to the service of his principal. He was received at Messrs. MacVittie and MacFin's counting-house in the Gallowgate, with something like the devotion a Catholic would pay to his tutelar saint. But, alas! this sunshine was soon overclouded, when, encouraged by the fair hopes which it inspired, he opened the difficulties of the house to his friendly correspondents, and requested their counsel and assistance. MacVittie was almost stunned by the communication; and MacFin, ere it was completed, was already at the ledger of their firm, and deeply engaged in the very bowels of the multitudinous accounts between their house and that of Osbaldistone and Tresham, for the purpose of discovering on which side the balance lay. Alas! the scale depressed considerably against the English firm; and the faces of MacVittie and MacFin, hitherto only blank and doubtful, became now ominous, grim, and lowering. They met Mr. Owen's request of countenance and assistance with a counter-demand of instant security against imminent hazard of eventual loss; and at length, speaking more plainly, required that a deposit of assets, destined for other purposes, should be placed in their hands for that purpose. Owen repelled this demand with great indignation, as dishonourable to his constituents, unjust to the other creditors of Osbaldistone and Tresham, and very ungrateful on the part of those by whom it was made.

The Scotch partners gained, in the course of this controversy, what is very convenient to persons who are in the wrong, an opportunity and pretext for putting themselves in a violent passion, and for taking, under the pretext of the provocation they had received, measures to which some sense of decency, if not of conscience, might otherwise have deterred them from resorting.

Owen had a small share, as I believe is usual, in the house to which he acted as head-clerk, and was therefore personally liable for all its obligations. This was known to Messrs. MacVittie and MacFin; and, with a view of making him feel their power, or rather in order to force him, at this emergency, into those measures in their favour, to which he had expressed himself so repugnant, they had recourse to a summary process of arrest and imprisonment,—which it seems the law of Scotland (therein surely liable to much abuse) allows to a creditor, who finds his conscience at liberty to make oath that the debtor meditates departing from the realm. Under such a warrant had poor Owen been confined to durance on the day preceding that when I was so strangely guided to his prison-house.

Thus possessed of the alarming outline of facts, the question remained, what was to be done and it was not of easy determination. I plainly perceived the perils with which we were surrounded, but it was more difficult to suggest any remedy. The warning which I had already received seemed to intimate, that my own personal liberty might be endangered by an open appearance in Owen's behalf. Owen entertained the same apprehension, and, in the exaggeration of his terror, assured me that a Scotchman, rather than run the risk of losing a farthing by an Englishman, would find law for arresting his wife, children, man-servant, maidservant, and stranger within his household. The laws concerning debt, in most countries, are so unmercifully severe, that I could not altogether disbelieve his statement; and my arrest, in the present circumstances, would have been a coup-de-grace to my father's affairs. In this dilemma, I asked Owen if he had not thought of having recourse to my father's other correspondent in Glasgow, Mr. Nicol Jarvie?

"He had sent him a letter," he replied, "that morning; but if the smooth-tongued and civil house in the Gallowgate* had used him thus, what was to be expected from the cross-grained crab-stock in the Salt-Market?

* [A street in the old town of Glasgow.]

You might as well ask a broker to give up his percentage, as expect a favour from him without the per contra. He had not even," Owen said, "answered his letter though it was put into his hand that morning as he went to church." And here the despairing man-of-figures threw himself down on his pallet, exclaiming,—"My poor dear master! My poor dear master! O Mr. Frank, Mr. Frank, this is all your obstinacy!—But God forgive me for saying so to you in your distress! It's God's disposing, and man must submit."

My philosophy, Tresham, could not prevent my sharing in the honest creature's distress, and we mingled our tears,—the more bitter on my part, as the perverse opposition to my father's will, with which the kind-hearted Owen forbore to upbraid me, rose up to my conscience as the cause of all this affliction.

In the midst of our mingled sorrow, we were disturbed and surprised by a loud knocking at the outward door of the prison. I ran to the top of the staircase to listen, but could only hear the voice of the turnkey, alternately in a high tone, answering to some person without, and in a whisper, addressed to the person who had guided me hither—"She's coming—she's coming," aloud; then in a low key, "O hon-a-ri! O hon-a-ri! what'll she do now?—Gang up ta stair, and hide yourself ahint ta Sassenach shentleman's ped.—She's coming as fast as she can.—Ahellanay! it's my lord provosts, and ta pailies, and ta guard—and ta captain's coming toon stairs too—Got press her! gang up or he meets her.—She's coming—she's coming—ta lock's sair roosted."

While Dougal, unwillingly, and with as much delay as possible, undid the various fastenings to give admittance to those without, whose impatience became clamorous, my guide ascended the winding stair, and sprang into Owen's apartment, into which I followed him. He cast his eyes hastily round, as if looking for a place of concealment; then said to me, "Lend me your pistols—yet it's no matter, I can do without them—Whatever you see, take no heed, and do not mix your hand in another man's feud—This gear's mine, and I must manage it as I dow; but I have been as hard bested, and worse, than I am even now."

As the stranger spoke these words, he stripped from his person

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