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I beg your pardon. Yes.'

Again the little dried gentleman put his hand to his forehead, and again Mr Fledgeby seemed to enjoy his doing it. When the gentleman changed his attitude with a sigh, Fledgeby spake with a grin.

'Mr Twemlow, I think?'

The dried gentleman seemed much surprised.

'Had the pleasure of dining with you at Lammle's,' said Fledgeby. 'Even have the honour of being a connexion of yours. An unexpected sort of place this to meet in; but one never knows, when one gets into the City, what people one may knock up against. I hope you have your health, and are enjoying yourself.'

There might have been a touch of impertinence in the last words; on the other hand, it might have been but the native grace of Mr Fledgeby's manner. Mr Fledgeby sat on a stool with a foot on the rail of another stool, and his hat on. Mr Twemlow had uncovered on looking in at the door, and remained so. Now the conscientious Twemlow, knowing what he had done to thwart the gracious Fledgeby, was particularly disconcerted by this encounter. He was as ill at ease as a gentleman well could be. He felt himself bound to conduct himself stiffly towards Fledgeby, and he made him a distant bow. Fledgeby made his small eyes smaller in taking special note of his manner. The dolls' dressmaker sat in her corner behind the door, with her eyes on the ground and her hands folded on her basket, holding her crutch-stick between them, and appearing to take no heed of anything.

'He's a long time,' muttered Mr Fledgeby, looking at his watch. 'What time may you make it, Mr Twemlow?'

Mr Twemlow made it ten minutes past twelve, sir.

'As near as a toucher,' assented Fledgeby. 'I hope, Mr Twemlow, your business here may be of a more agreeable character than mine.'

'Thank you, sir,' said Mr Twemlow.

Fledgeby again made his small eyes smaller, as he glanced with great complacency at Twemlow, who was timorously tapping the table with a folded letter.

'What I know of Mr Riah,' said Fledgeby, with a very disparaging utterance of his name, 'leads me to believe that this is about the shop for disagreeable business. I have always found him the bitingest and tightest screw in London.'

Mr Twemlow acknowledged the remark with a little distant bow. It evidently made him nervous.

'So much so,' pursued Fledgeby, 'that if it wasn't to be true to a friend, nobody should catch me waiting here a single minute. But if you have friends in adversity, stand by them. That's what I say and act up to.'

The equitable Twemlow felt that this sentiment, irrespective of the utterer, demanded his cordial assent. 'You are very right, sir,' he rejoined with spirit. 'You indicate the generous and manly course.'

'Glad to have your approbation,' returned Fledgeby. 'It's a coincidence, Mr Twemlow;' here he descended from his perch, and sauntered towards him; 'that the friends I am standing by to-day are the friends at whose house I met you! The Lammles. She's a very taking and agreeable woman?'

Conscience smote the gentle Twemlow pale. 'Yes,' he said. 'She is.'

'And when she appealed to me this morning, to come and try what I could do to pacify their creditor, this Mr Riah—that I certainly have gained some little influence with in transacting business for another friend, but nothing like so much as she supposes—and when a woman like that spoke to me as her dearest Mr Fledgeby, and shed tears—why what could I do, you know?'

Twemlow gasped 'Nothing but come.'

'Nothing but come. And so I came. But why,' said Fledgeby, putting his hands in his pockets and counterfeiting deep meditation, 'why Riah should have started up, when I told him that the Lammles entreated him to hold over a Bill of Sale he has on all their effects; and why he should have cut out, saying he would be back directly; and why he should have left me here alone so long; I cannot understand.'

The chivalrous Twemlow, Knight of the Simple Heart, was not in a condition to offer any suggestion. He was too penitent, too remorseful. For the first time in his life he had done an underhanded action, and he had done wrong. He had secretly interposed against this confiding young man, for no better real reason than because the young man's ways were not his ways.

But, the confiding young man proceeded to heap coals of fire on his sensitive head.

'I beg your pardon, Mr Twemlow; you see I am acquainted with the nature of the affairs that are transacted here. Is there anything I can do for you here? You have always been brought up as a gentleman, and never as a man of business;' another touch of possible impertinence in this place; 'and perhaps you are but a poor man of business. What else is to be expected!'

'I am even a poorer man of business than I am a man, sir,' returned Twemlow, 'and I could hardly express my deficiency in a stronger way. I really do not so much as clearly understand my position in the matter on which I am brought here. But there are reasons which make me very delicate of accepting your assistance. I am greatly, greatly, disinclined to profit by it. I don't deserve it.'

Good childish creature! Condemned to a passage through the world by such narrow little dimly-lighted ways, and picking up so few specks or spots on the road!

'Perhaps,' said Fledgeby, 'you may be a little proud of entering on the topic,—having been brought up as a gentleman.'

'It's not that, sir,' returned Twemlow, 'it's not that. I hope I distinguish between true pride and false pride.'

'I have no pride at all, myself,' said Fledgeby, 'and perhaps I don't cut things so fine as to know one from t'other. But I know this is a place where even a man of business needs his wits about him; and if mine can be of any use to you here, you're welcome to them.'

'You are very good,' said Twemlow, faltering. 'But I am most unwilling—'

'I don't, you know,' proceeded Fledgeby with an ill-favoured glance, 'entertain the vanity of supposing that my wits could be of any use to you in society, but they might be here. You cultivate society and society cultivates you, but Mr Riah's not society. In society, Mr Riah is kept dark; eh, Mr Twemlow?'

Twemlow, much disturbed, and with his hand fluttering about his forehead, replied: 'Quite true.'

The confiding young man besought him to state his case. The innocent Twemlow, expecting Fledgeby to be astounded by what he should unfold, and not for an instant conceiving the possibility of its happening every day, but treating of it as a terrible phenomenon occurring in the course of ages, related how that he had had a deceased friend, a married civil officer with a family, who had wanted money for change of place on change of post, and how he, Twemlow, had 'given him his name,' with the usual, but in the eyes of Twemlow almost incredible result that he had been left to repay what he had never had. How, in the course of years, he had reduced the principal by trifling sums, 'having,' said Twemlow, 'always to observe great economy, being in the enjoyment of a fixed income limited in extent, and that depending on the munificence of a certain nobleman,' and had always pinched the full interest out of himself with punctual pinches. How he had come, in course of time, to look upon this one only debt of his life as a regular quarterly drawback, and no worse, when 'his name' had some way fallen into the possession of Mr Riah, who had sent him notice to redeem it by paying up in full, in one plump sum, or take tremendous consequences. This, with hazy remembrances of how he had been carried to some office to 'confess judgment' (as he recollected the phrase), and how he had been carried to another office where his life was assured for somebody not wholly unconnected with the sherry trade whom he remembered by the remarkable circumstance that he had a Straduarius violin to dispose of, and also a Madonna, formed the sum and substance of Mr Twemlow's narrative. Through which stalked the shadow of the awful Snigsworth, eyed afar off by money-lenders as Security in the Mist, and menacing Twemlow with his baronial truncheon.

To all, Mr Fledgeby listened with the modest gravity becoming a confiding young man who knew it all beforehand, and, when it was finished, seriously shook his head. 'I don't like, Mr Twemlow,' said Fledgeby, 'I don't like Riah's calling in the principal. If he's determined to call it in, it must come.'

'But supposing, sir,' said Twemlow, downcast, 'that it can't come?'

'Then,' retorted Fledgeby, 'you must go, you know.'

'Where?' asked Twemlow, faintly.

'To prison,' returned Fledgeby. Whereat Mr Twemlow leaned his innocent head upon his hand, and moaned a little moan of distress and disgrace.

'However,' said Fledgeby, appearing to pluck up his spirits, 'we'll hope it's not so bad as that comes to. If you'll allow me, I'll mention to Mr Riah when he comes in, who you are, and I'll tell him you're my friend, and I'll say my say for you, instead of your saying it for yourself; I may be able to do it in a more business-like way. You won't consider it a liberty?'

'I thank you again and again, sir,' said Twemlow. 'I am strong, strongly, disinclined to avail myself of your generosity, though my helplessness yields. For I cannot but feel that I—to put it in the mildest form of speech—that I have done nothing to deserve it.'

'Where can he be?' muttered Fledgeby, referring to his watch again. 'What can he have gone out for? Did you ever see him, Mr Twemlow?'

'Never.'

'He is a thorough Jew to look at, but he is a more thorough Jew to deal with. He's worst when he's quiet. If he's quiet, I shall take it as a very bad sign. Keep your eye upon him when he comes in, and, if he's quiet, don't be hopeful. Here he is!—He looks quiet.'

With these words, which had the effect of causing the harmless Twemlow painful agitation, Mr Fledgeby withdrew to his former post, and the old man entered the counting-house.

'Why, Mr Riah,' said Fledgeby, 'I thought you were lost!'

The old man, glancing at the stranger, stood stock-still. He perceived that his master was leading up to the orders he was to take, and he waited to understand them.

'I really thought,' repeated Fledgeby slowly, 'that you were lost, Mr Riah. Why, now I look at you—but no, you can't have done it; no, you can't have done it!'

Hat in hand, the old man lifted his head, and looked distressfully at Fledgeby as seeking to know what new moral burden he was to bear.

'You can't have rushed out to get the start of everybody else, and put in that bill of sale at Lammle's?' said Fledgeby. 'Say you haven't, Mr Riah.'

'Sir, I have,' replied the old man in a low voice.

'Oh my eye!' cried Fledgeby. 'Tut, tut, tut! Dear, dear, dear! Well! I knew you were a hard customer, Mr Riah, but I never thought you were as hard as that.'

'Sir,' said the old man, with great uneasiness, 'I do as I am directed. I am not the principal here. I am but the agent of a superior, and I have no choice, no power.'

'Don't say so,' retorted Fledgeby, secretly exultant as the old man stretched out his hands, with a shrinking action of defending himself against the sharp construction of the two observers. 'Don't play the tune of the trade, Mr Riah. You've a right to get in your debts, if you're determined to do it, but don't pretend what every one in your line regularly pretends. At least, don't do it to me. Why should you, Mr Riah? You know I know all about you.'

The old man clasped the skirt

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