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woman I ever spoke two civil words to. We met at a picnic along the Corniche Road, and she sat upon me so severely that I commenced to defend myself by showing that I was not such a surly brute as I looked. By Jove, in a week we were engaged.”

The barrister indulged in a judicial frown.

“No. It’s none of your silly, sentimental affairs in which people part and meet months afterwards with polite inquiries after each other’s health. I am not made that way; neither is Phil—Phyllis is her name, you know. This is for life. I am just bound up in her, and she would go through fire and water for me. But she is rich, the only daughter of a Midland iron-master with tons of money. Her people are awfully nice, and I think they approve of me, though they have no idea that Phil and I are engaged.”

He paused to gulp down a strong decoction of brandy and soda. The difficult part of his story was coming.

“You can quite believe,” he continued, “that I did not want to ask her father, Sir William Browne—he was knighted by the late Queen for his distinguished municipal services—to give his daughter to a chap who hadn’t a cent. He supposes I am fairly well off, living as I do, and I can’t bear acting under false pretences. I hate it like poison, though in this world a man often has to do what he doesn’t like. However, this time I determined to be straight and above board. It was a very odd fact, but I just wanted £3000 to enable me to make a move which, I tell you, ought to result in a very fair sum of money, sufficient, at any rate, to render it a reasonable proposition for Phil and me to get married.”

Claude was an appreciative listener. These love stories of real life are often so much more dramatic than the fictions of the novel or the stage.

“The opportunity came, to my mind, in this big tournament. I had no difficulty of getting odds in six or seven to one to far more than I was able to pay if I lost. Phil came into the scheme with me—she knows all about me, you know—and we both regarded it as a certainty. Then the collapse came. She wanted to get the money from her mother to enable me to pay up, but I would not hear of it. I pretended that I could raise the wind some other way. The fact is I was wild with myself and with my luck generally. Then there was the disgrace of failing to settle on Monday, combined with the general excitement of that dream and a fearfully disturbed night. To make a long story short, I thought the best thing to do was to try a final plunge, and if it failed, to quit. I even took steps to make Phil believe I was a bad lot, so that she might not fret too much after me.”

Mensmore’s voice was a little unsteady in this last sentence. The barrister tried to cheer him by a little bit of raillery:

“I hope you have not succeeded too well?” he laughed.

“Oh, it is all right now. I mean that I left her some papers which would bring things to her knowledge that, unexplained by me, would give any one a completely false impression.”

The subject was evidently a painful one, so Bruce did not pursue it.

“About this speculation of yours,” he said. “Are you sure it’s all right, and that you will not lose your money?”

“It is as certain as any business can be. It is a matter I thoroughly understand, but I will tell you all about it. If you will pardon me a moment I will bring you the papers, as I should like to have your advice, and it is early yet. You don’t want to go to bed, I suppose?”

“Not for hours.”

Mensmore rose, but before he reached the door a gentle tap heralded the appearance of the hall-porter.

“There is a letter for the gentleman. Monsieur is not in his room. He is reported to be here, so I bring it.”

Mensmore took the note, read it with a smile and a growing flush, and handed it to the barrister, saying: “Under the circumstances I think you ought to see this. Isn’t she a brick?”

The tiny missive ran:

Dearest One,—You must forgive me, but we are both so miserable about that wretched money that I told mother everything. She likes you, and though she gave me a blowing up, she has promised to give me £500 to-morrow. We can never thank her sufficiently. Do come around and see me for a minute. I will be in the verandah until eleven.

“Ever yours,
Phyllis.”

Claude returned the note.

“Luck! you’re the luckiest fellow in the South of France!” he said. “Why, here’s the mother plotting with the daughter on your behalf. Sir William hasn’t the ghost of a chance. Off you go to that blessed verandah.”

When Mensmore had quitted the hotel Bruce descended to the bureau to take up the threads of his neglected quest. The letter to Sydney H. Corbett was still unclaimed, and he thought he was justified in examining it. On the reverse of the envelope was the embossed stamp of an electric-lighting company, so the contents were nothing more important than a bill.

An hour later Mensmore joined him in the billiard-room, radiant and excited.

“Great news,” he said. “I squared everything with Lady Browne. Told her I was only chaffing Phil about the five hundred, because she spoiled my aim by shrieking out. Sir William has chartered a steam yacht to go for a three weeks’ cruise along the Gulf of Genoa and the Italian coast. They have put him up to ask me in the morning to join the party. Great Scott! what a night I’m having!”

They parted soon afterwards, and next morning Bruce was informed that his friend had gone out early, leaving word that he had been summoned to breakfast at the Grand Hotel, where Sir William Browne was staying.

During the afternoon Mensmore came to him like a whirlwind. “We’re off to-day,” he said. “By the way, where shall I find you in London?”

The barrister gave him his address, and Mensmore, handing him a card, said, “My permanent address is given here, the Orleans Club, St. James’s. But I will look you up first. I shall be in town early in March. And you?”

“Oh, I shall be home much sooner. Good-bye, and don’t let your good luck spoil you.”

“No fear! Wait until you know Phyllis. She would keep any fellow all right once he got his chance, as I have done. Good-bye, and—and—God bless you!”

During the next three days Bruce devoted himself sedulously to the search for Corbett. He inquired in every possible and impossible place, but the man had utterly vanished.

Nor did he come to claim his letter at the Hotel du Cercle. It remained stuck on the baize-covered board until it was covered with dust, and the clerk of the bureau had grown weary of watching people who scrutinized the receptacle for their correspondence.

Others came and asked for Corbett—sharp-featured men with imperials and long moustaches—the interest taken in the man was great, but unrequited. He never appeared.

At last the season ended, the hotel was closed, and the mysterious letter was shot into the dustbin.

CHAPTER XI THEORIES

Bruce announced his departure from Monte Carlo by a telegram to his valet.

Nevertheless, he did not expect to find that useful adjunct to his small household—Smith and his wife comprised the barrister’s ménage—standing on the platform at Charing Cross when the mail train from the Continent steamed into the station.

Smith, who had his doubts about this sudden trip to the Riviera, was relieved when he saw his master was alone. “Sir Charles Dyke called this afternoon, sir,” he explained. “I told Sir Charles about your wire, sir, and he is very anxious that you should dine with him to-night. You can dress at Portman Square, and if I come with you—”

“Yes; I understand. Bundle everything into a four-wheeler.”

“Sir Charles thought you might come, sir, so he sent his carriage.”

London looked dull but familiar as they rolled across Leicester Square and up Regent Street. Your true Cockney knows that he is out of his latitude when the sky is blue overhead. Let him hear the tinkle of the hansoms’ bells through a dim, fog-laden atmosphere, and he knows where he is. There is but one London, and Cockneydom is the order of Melchisedek. Claude’s heart was glad within him to be home again, even though the band was just gathering in the Casino gardens, and the lights of Monaco were beginning to gleam over the moon-lit expanse of the Mediterranean.

At Wensley House the traveller was warmly welcomed by the baronet, who seemed to have somewhat recovered his health and spirits.

Nevertheless, Bruce was distressed to note the ineffaceable signs of the suffering Sir Charles Dyke had undergone since the disappearance of his wife. He had aged quite ten years in appearance. Deep lines of sorrowful thought had indented his brow, his face was thinner, his eyes had acquired a wistful look; his air was that of a man whose theory of life had been forcibly reversed.

At first both men fought shy of the topic uppermost in their minds, but the after-dinner cigar brought the question to Dyke’s lips:

“And now, Claude, have you any further news concerning my wife’s—death?”

The barrister noted the struggle before the final word came. The husband had, then, resigned all hope.

“I have none,” he answered. “That is to say, I have nothing definite. I promised to tell you everything I did, so I will keep my promise, but you will, of course, differentiate between facts and theories?”

The baronet nodded an agreement.

“In the first place,” said Bruce, “let me ask you whether or not you have seen Jane Harding, the missing maid?”

“Yes. It seems that she called here twice before she caught me at home. At first she was very angry about a squabble there had been between Thompson and herself. I refused to listen to it. Then she told me how you had found her at some theatre, and she volunteered an explanation of her extraordinary behavior. She said that she had unexpectedly come into a large sum of money, and that it had turned her head. She was sorry for the trouble her actions had caused, so, under the circumstances, I allowed her to take away certain clothes and other belongings she had left here.”

“Did she ask for these things?”

“Yes. Made quite a point of it.”

“Did you see them?”

“No.”

“So you do not know whether they were of any value, or the usual collection of rubbish found in servants’ boxes.”

“I have not the slightest notion.”

“Have they ever been thoroughly examined by any one?”

“’Pon my honor, I believe not. Now that you remind me of it I think the girl seemed rather anxious on that point. I remember my housekeeper telling me that Harding had asked her if her clothes had been ransacked by the detectives.”

“And what did the housekeeper say?”

“She will tell you herself. Let us have her up.”

“Don’t trouble her. If I remember aright the police did not examine Jane Harding’s room. They simply took your report and the statements of the other servants, while the housekeeper was responsible for the partial search made through the girl’s boxes for some clue that might lead to her discovery.”

“That is so.”

The barrister smoked in silence for a few minutes, until Sir Charles broke out rather querulously:

“I suppose I did wrong in letting Harding take her traps?”

“No,” said Bruce. “It is I who am to blame. There is something underhanded about this young woman’s conduct. The

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