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to his joy he saw a mounted Mexican vaquero, who had brought him timely relief.

Bruin growled angrily on finding himself balked of his prey. He was not disposed to yield to his new antagonist. Rising and sitting on his haunches he began coolly to draw in the lasso, against the combined strength of man and horse.[Pg 164] The muscular force of a big grizzly is simply enormous. Usually he is attacked from two sides, two lassos being thrown around him. For a single antagonist he is sometimes more than a match, as seemed likely in the present case. The rieta being attached to the pommel of the saddle, of course the bear, in pulling as he did, hand over hand, steadily brought the vaquero and his steed nearer. The horse, terrified, trembled in every limb, and tried to rear; but his strength was as nothing when opposed to the steady power of his massive antagonist.

Relieved from the immediate attentions of the grizzly, Tom did not continue to run, but stood still, and, forgetting his own peril, remained an excited spectator of the struggle between the bear and the vaquero.

The Mexican in an excited manner shouted to him to shoot. This brought Tom to a sense of his duty. A third person had been brought into danger by an effort to give him assistance, and he was too manly to leave him to his fate. He raised his rifle, and, taking quick aim, fired. Our young[Pg 165] hero was of course inexperienced, and it was only by a piece of good fortune that his bullet inflicted a serious wound, striking the bear in the throat. The blood began to flow and the grizzly, growling fiercely, slackened his hold on the lasso. The vaquero followed up Tom's shot by another, equally effective, and the powerful animal dropped to the ground, dangerous still if approached, but unfitted for pursuit.

The vaquero reined his horse back, and his dark face became illumined with a smile of satisfaction.

"He will do no more harm," he said in good English, but with a foreign accent. "The danger is over."

"Is the critter used up?" shouted Onthank, cautiously, from his elevated perch. "Is he defunct?"

"He soon will be," answered Tom. "I guess it will be safe to come down."

Ebenezer Onthank needed no second invitation. He "shinned" down the tree in a manner not unlike the grizzly, and approached the spot where[Pg 166] the huge foe was lying, the life-blood flowing from his throat.

"I'd like to kick you, you big brute!" said Mr. Onthank.

The bear slowly turned upon him his glazing eyes, and they expressed so much ferocity that almost involuntarily the Yankee drew back. The bear partly raised himself, and tried to drag himself towards his adversaries; but the effort was vain.

"He is one of the largest I have seen," said the vaquero. "See how strong he is!"

"It was lucky for me that you came up," said Tom. "He was almost upon me."

"I had about given you up, Tom," said Onthank, "and I thought my turn was coming next."

"We are much indebted to you, sir," said Tom, gratefully, to the Mexican. "You have saved my life."

The vaquero courteously expressed his satisfaction, and, remounting his horse, resumed his journey.[Pg 167]

"I never want to see another grizzly," said Onthank. "This one is enough for me, darn his ugly pictur'!"

"I quite agree with you, Mr. Onthank," said Tom.

[Pg 168]

CHAPTER XVIII. Top TOM'S OLD HOME.

Leaving Tom for a time, we will cross the continent, and, a little earlier in point of time, look in upon Mark Nelson and his family at their humble home in New Hampshire.

For years Mr. Nelson had been struggling to provide a comfortable living for his wife and children. The struggle was not an easy one. His small farm was sterile, and yielded grudgingly its annual crops. Then the mortgage held by Squire Hudson imposed a burden of interest very hard to meet. Each half year sixty-six dollars must be raised somehow to satisfy the squire's demand. Though a rich man, with ready money in plenty, he never failed to call for his money on the very day it was due. Once or twice he had granted a delay of a day or two; but his manner was so unpleasant that the[Pg 169] farmer, except from dire necessity, was hardly likely to ask a renewal of the favor.

The six months immediately following Tom's departure from home were not favorable to his father. There was a drought of considerable duration, which made the crops smaller than usual, and thus materially decreased the farmer's income. When the semi-annual interest became due, with the most energetic effort Mark Nelson had got together but thirty-six dollars towards it, leaving a deficit of thirty dollars.

"I feel anxious about to-morrow, Mary," he said, as the little family sat together the night before in the plain sitting-room. "I have never been so much behindhand before with the interest."

"How much do you lack, Mark?" asked Mrs. Nelson.

"Thirty dollars."

"That is a good deal of money," said his wife, gravely.

"Yes; I don't know where to raise it. If Squire Hudson were only a little considerate. But he isn't, and, even if he were, I am afraid[Pg 170] there is no prospect of my raising the money at present."

"You may get some money from Tom soon," suggested Sarah.

"I can't rely upon that. Tom will doubtless send when he is able, for he understands my circumstances, and is a thoughtful boy; but it is going to take time for him to earn a surplus—enough to send on."

"He may find a big nugget," said Walter, the second boy, who eagerly read the letters from California which from time to time appeared in the weekly paper.

"He may, but the chances are against it."

"I was reading in last week's paper about a man finding a nugget worth over two thousand dollars."

"Such nuggets are as rare as large prizes in a lottery, I suspect," said Mark Nelson, who had a large share of plain common-sense.

Walter looked rather disappointed, having made up his mind that Tom would certainly find a big lump of gold, and come home rich.[Pg 171]

"Don't you think Tom will find some gold?" he asked.

"Yes, I have no doubt he will gather some gold-dust. I have no doubt, too, that he will earn more than he or I can do at home; but I haven't much faith in these extraordinary pieces of good luck."

"Still, Tom may find a nugget," persisted Walter.

"Yes, he may, and I shall be very glad if he does; but we must not build too many air-castles on that chance."

"I wish I could see the dear boy again," sighed his mother, looking up from the stocking she was laboriously darning.

"So do I," said Walter. "He would have a lot to tell us."

"California seems so far away," resumed Mrs. Nelson, "and he has no one there to look after him, and mend his clothes—"

"And darn his stockings," said Walter, smiling.

"If he walked all the way across the continent,"[Pg 172] said Sarah, "I don't believe he would have larger holes in his stockings than you have, Walter."

"Oh, well, I exercise a good deal," said Walter. "Ask father if I don't."

"Walter will be more successful as a farmer than as a scholar," said Mr. Nelson. "He helps me a good deal."

"Tom was a good scholar," said Sarah, "and he was always ready to work too. Walter will never astonish or electrify the world by his learning."

"I don't want to," said her brother. "It isn't in my line."

"That's true enough."

"Don't tease Walter," said Mrs. Nelson. "He helps your father a good deal, and he is not a dunce."

"Thank you, mother, for taking my part. Sarah is going to be a strong-minded woman. I should not wonder if she came out as a lecturer on 'Woman's Rights' some time. I think I see her, with a pair of iron-bowed spectacles on[Pg 173] her nose, and her back hair tied up in a big knot, flinging her arms about, and—"

"That'll do, Walter," said Sarah. "It is an unusually powerful effort for you. I have no desire to lecture on 'Woman's Rights,' though I think they ought to have them all the same."

"I guess you'll get yours. You'll make your husband stand round, if you ever get one."

Sarah laughed good-naturedly, and retorted, "I shall pity your wife, if she has to darn your stockings."

The next day about dinner-time Squire Hudson walked up to the front door, and knocked. His approach was witnessed, not without trepidation, for he was not an easy creditor.

The squire looked about him searchingly as he entered. He suspected that the interest was not ready, and the farmer's grave face confirmed his suspicions. That he was glad of this of course Mark Nelson did not dream, for he was not aware of his creditor's deep-laid plans.

"A fine day!" said the squire, with suavity. "I hope you are well, Mrs. Nelson."[Pg 174]

"Pretty well, thank you, sir."

"Have you heard from Tom lately?"

"Yes; he had just reached California."

"Then of course he could not say anything of his prospects?"

"It was too soon."

"You must miss him a good deal—all of you."

"I am thinking of him all the time," said Mrs. Nelson.

"To be sure, that is natural in a mother. But if the boy does well, that will repay you hereafter."

"If I only felt sure he would do well."

"Oh, he is young and industrious. He will be sure to make his way. He'll like it too. Why, my Sinclair envies him the chance of leaving home. He wanted to go with him."

"Sinclair would not like to go in the same way as Tom, with the prospect of having to work hard after he got there," said Mark Nelson.

"To be sure not, neighbor Nelson. My boy has never been brought up to work. My circumstances—ahem!—have[Pg 175] not made it necessary."

"Sinclair is fortunate in having a rich father," said the farmer.

"So I tell him," said the squire, complacently. "His fortune is already made."

"What are you going to do with him, squire?"

"Oh, I shall make a professional man of him,—a lawyer, most likely," said the rich man, complacently. "I can give him a suitable income till he gets into a paying practice."

"That will be a good many years," thought Sarah, "unless Sinclair works harder than he has lately at school;" but the shrewd young lady kept this thought to herself.

One by one wife and children left the room, for it was well understood that the squire came on business, and would be likely to desire a private interview with the farmer. They went into the kitchen, closing the door behind them, and awaited anxiously the result of the interview.[Pg 176]

"I do hope Squire Hudson will be considerate," said Mrs. Nelson, anxiously.

"I am afraid he won't be, mother," said Sarah. "He is a hard man."

"Sinclair puts on no end of airs," said Walter. "By the way he struts round you would think he owned the whole town. You had better set your cap for him, Sarah, for he will be rich some day."

"I would rather be an old maid than marry him," said Sarah, decidedly.

"Very likely your wish will be gratified," said her brother.

Mrs. Nelson did not smile at this sally, for her mind was too full of anxiety.

[Pg 177]

CHAPTER XIX. Top A MODERN SHYLOCK.

"I believe your interest falls due to-day, Mr. Nelson," said the squire, when he found himself alone with his debtor.

"Yes," answered the farmer, slowly. It was not very likely to slip his mind.

"I suppose you have the money ready," continued the squire, who supposed no such thing.

"I have a part of it ready," said Mark Nelson, with an effort.

"A part," repeated his creditor, with a frown.

"Yes; I can give you thirty-six dollars to-day."

"Only thirty-six dollars! The amount due is sixty-six."

"I know it, Squire Hudson; but this has been a bad year for the farmers, as you probably know. Owing to the drought, my crops fell off at least one quarter."[Pg 178]

"I can't help that," said the squire, coldly.

"If you will be a little patient," said Mr. Nelson, uneasily.

"Neighbor Nelson," said his creditor, interrupting him, "I wish to ask you one question. When I lent you money on mortgage was there a stipulation that if there was a drought I was to wait for my just interest?"

"No, Squire Hudson."

"To be sure not; I would not of course lend you money on any such terms. It was understood that my interest was to be paid semi-annually,—was it not so?"

"Yes, but—"

"Wait a moment. You must certainly agree that I am entitled to prompt payment. A bargain is a bargain."

"I don't dispute it, Squire Hudson, and I have tried to be ready for you; but in spite of all my efforts I am thirty dollars short."

"Do you expect me to be content with this explanation?"

"I think you are rather hard on me, squire.[Pg 179] It isn't as if I had the money and objected to pay. I am a poor man, but no one ever lost a dollar by me; and I don't mean that any one shall, while I have my life and strength."

"That's all very well, but it won't make up the thirty dollars

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