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Tea was over, and the children were abed, and Mrs Plornish was feeling her way to the dutiful proposal that her father should favour them with Chloe, when the bell rang again, and Mr Clennam came in.

Clennam had been poring late over his books and letters; for the waiting-rooms of the Circumlocution Office ravaged his time sorely.

Over and above that, he was depressed and made uneasy by the late occurrence at his mother's. He looked worn and solitary. He felt so, too; but, nevertheless, was returning home from his counting-house by that end of the Yard to give them the intelligence that he had received another letter from Miss Dorrit.

The news made a sensation in the cottage which drew off the general attention from Mr Baptist. Maggy, who pushed her way into the foreground immediately, would have seemed to draw in the tidings of her Little Mother equally at her ears, nose, mouth, and eyes, but that the last were obstructed by tears. She was particularly delighted when Clennam assured her that there were hospitals, and very kindly conducted hospitals, in Rome. Mr Pancks rose into new distinction in virtue of being specially remembered in the letter. Everybody was pleased and interested, and Clennam was well repaid for his trouble. 'But you are tired, sir. Let me make you a cup of tea,' said Mrs Plornish, 'if you'd condescend to take such a thing in the cottage; and many thanks to you, too, I am sure, for bearing us in mind so kindly.'

Mr Plornish deeming it incumbent on him, as host, to add his personal acknowledgments, tendered them in the form which always expressed his highest ideal of a combination of ceremony with sincerity.

'John Edward Nandy,' said Mr Plornish, addressing the old gentleman. 'Sir. It's not too often that you see unpretending actions without a spark of pride, and therefore when you see them give grateful honour unto the same, being that if you don't, and live to want 'em, it follows serve you right.'

To which Mr Nandy replied:

'I am heartily of your opinion, Thomas, and which your opinion is the same as mine, and therefore no more words and not being backwards with that opinion, which opinion giving it as yes, Thomas, yes, is the opinion in which yourself and me must ever be unanimously jined by all, and where there is not difference of opinion there can be none but one opinion, which fully no, Thomas, Thomas, no!'

Arthur, with less formality, expressed himself gratified by their high appreciation of so very slight an attention on his part; and explained as to the tea that he had not yet dined, and was going straight home to refresh after a long day's labour, or he would have readily accepted the hospitable offer. As Mr Pancks was somewhat noisily getting his steam up for departure, he concluded by asking that gentleman if he would walk with him? Mr Pancks said he desired no better engagement, and the two took leave of Happy Cottage.

'If you will come home with me, Pancks,' said Arthur, when they got into the street, 'and will share what dinner or supper there is, it will be next door to an act of charity; for I am weary and out of sorts to-night.'

'Ask me to do a greater thing than that,' said Pancks, 'when you want it done, and I'll do it.'

Between this eccentric personage and Clennam, a tacit understanding and accord had been always improving since Mr Pancks flew over Mr Rugg's back in the Marshalsea Yard. When the carriage drove away on the memorable day of the family's departure, these two had looked after it together, and had walked slowly away together. When the first letter came from little Dorrit, nobody was more interested in hearing of her than Mr Pancks. The second letter, at that moment in Clennam's breast-pocket, particularly remembered him by name. Though he had never before made any profession or protestation to Clennam, and though what he had just said was little enough as to the words in which it was expressed, Clennam had long had a growing belief that Mr Pancks, in his own odd way, was becoming attached to him. All these strings intertwining made Pancks a very cable of anchorage that night.

'I am quite alone,' Arthur explained as they walked on. 'My partner is away, busily engaged at a distance on his branch of our business, and you shall do just as you like.'

'Thank you. You didn't take particular notice of little Altro just now; did you?' said Pancks.

'No. Why?'

'He's a bright fellow, and I like him,' said Pancks. 'Something has gone amiss with him to-day. Have you any idea of any cause that can have overset him?'

'You surprise me! None whatever.'

Mr Pancks gave his reasons for the inquiry. Arthur was quite unprepared for them, and quite unable to suggest an explanation of them.

'Perhaps you'll ask him,' said Pancks, 'as he's a stranger?'

'Ask him what?' returned Clennam.

'What he has on his mind.'

'I ought first to see for myself that he has something on his mind, I think,' said Clennam. 'I have found him in every way so diligent, so grateful (for little enough), and so trustworthy, that it might look like suspecting him. And that would be very unjust.'

'True,' said Pancks. 'But, I say! You oughtn't to be anybody's proprietor, Mr Clennam. You're much too delicate.' 'For the matter of that,' returned Clennam laughing, 'I have not a large proprietary share in Cavalletto. His carving is his livelihood. He keeps the keys of the Factory, watches it every alternate night, and acts as a sort of housekeeper to it generally; but we have little work in the way of his ingenuity, though we give him what we have. No! I am rather his adviser than his proprietor. To call me his standing counsel and his banker would be nearer the fact. Speaking of being his banker, is it not curious, Pancks, that the ventures which run just now in so many people's heads, should run even in little Cavalletto's?'

'Ventures?' retorted Pancks, with a snort. 'What ventures?'

'These Merdle enterprises.'

'Oh! Investments,' said Pancks. 'Ay, ay! I didn't know you were speaking of investments.' His quick way of replying caused Clennam to look at him, with a doubt whether he meant more than he said. As it was accompanied, however, with a quickening of his pace and a corresponding increase in the labouring of his machinery, Arthur did not pursue the matter, and they soon arrived at his house.

A dinner of soup and a pigeon-pie, served on a little round table before the fire, and flavoured with a bottle of good wine, oiled Mr Pancks's works in a highly effective manner; so that when Clennam produced his Eastern pipe, and handed Mr Pancks another Eastern pipe, the latter gentleman was perfectly comfortable.

They puffed for a while in silence, Mr Pancks like a steam-vessel with wind, tide, calm water, and all other sea-going conditions in her favour. He was the first to speak, and he spoke thus:

'Yes. Investments is the word.'

Clennam, with his former look, said 'Ah!'

'I am going back to it, you see,' said Pancks.

'Yes. I see you are going back to it,' returned Clennam, wondering why.

'Wasn't it a curious thing that they should run in little Altro's head? Eh?' said Pancks as he smoked. 'Wasn't that how you put it?'

'That was what I said.'

'Ay! But think of the whole Yard having got it. Think of their all meeting me with it, on my collecting days, here and there and everywhere. Whether they pay, or whether they don't pay. Merdle, Merdle, Merdle. Always Merdle.'

'Very strange how these runs on an infatuation prevail,' said Arthur.

'An't it?' returned Pancks. After smoking for a minute or so, more drily than comported with his recent oiling, he added: 'Because you see these people don't understand the subject.'

'Not a bit,' assented Clennam.

'Not a bit,' cried Pancks. 'Know nothing of figures. Know nothing of money questions. Never made a calculation. Never worked it, sir!'

'If they had--' Clennam was going on to say; when Mr Pancks, without change of countenance, produced a sound so far surpassing all his usual efforts, nasal or bronchial, that he stopped.

'If they had?' repeated Pancks in an inquiring tone.

'I thought you--spoke,' said Arthur, hesitating what name to give the interruption.

'Not at all,' said Pancks. 'Not yet. I may in a minute. If they had?'

'If they had,' observed Clennam, who was a little at a loss how to take his friend, 'why, I suppose they would have known better.'

'How so, Mr Clennam?' Pancks asked quickly, and with an odd effect of having been from the commencement of the conversation loaded with the heavy charge he now fired off. 'They're right, you know. They don't mean to be, but they're right.'

'Right in sharing Cavalletto's inclination to speculate with Mr Merdle?'

'Per-fectly, sir,' said Pancks. 'I've gone into it. I've made the calculations. I've worked it. They're safe and genuine.' Relieved by having got to this, Mr Pancks took as long a pull as his lungs would permit at his Eastern pipe, and looked sagaciously and steadily at Clennam while inhaling and exhaling too.

In those moments, Mr Pancks began to give out the dangerous infection with which he was laden. It is the manner of communicating these diseases; it is the subtle way in which they go about.

'Do you mean, my good Pancks,' asked Clennam emphatically, 'that you would put that thousand pounds of yours, let us say, for instance, out at this kind of interest?'

'Certainly,' said Pancks. 'Already done it, sir.'

Mr Pancks took another long inhalation, another long exhalation, another long sagacious look at Clennam.

'I tell you, Mr Clennam, I've gone into it,' said Pancks. 'He's a man of immense resources--enormous capital--government influence. They're the best schemes afloat. They're safe. They're certain.'

'Well!' returned Clennam, looking first at him gravely and then at the fire gravely. 'You surprise me!'

'Bah!' Pancks retorted. 'Don't say that, sir. It's what you ought to do yourself! Why don't you do as I do?'

Of whom Mr Pancks had taken the prevalent disease, he could no more have told than if he had unconsciously taken a fever. Bred at first, as many physical diseases are, in the wickedness of men, and then disseminated in their ignorance, these epidemics, after a period, get communicated to many sufferers who are neither ignorant nor wicked. Mr Pancks might, or might not, have caught the illness himself from a subject of this class; but in this category he appeared before Clennam, and the infection he threw off was all the more virulent.

'And you have really invested,' Clennam had already passed to that word, 'your thousand pounds, Pancks?'

'To be sure, sir!' replied Pancks boldly, with a puff of smoke. 'And only wish it ten!'

Now, Clennam had two subjects lying heavy on his lonely mind that night; the one, his partner's long-deferred hope; the other, what he had seen and heard at his mother's. In the relief of having this companion, and of feeling that he could trust him, he passed on to both, and both brought him round again, with an increase and acceleration of force, to his point of departure.

It came about in the simplest manner. Quitting the investment subject, after an interval of silent looking at the fire through the smoke
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