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"And you help take care of your mother, I suppose?"

"Yes; father left us nothing except the house we live in, or, at least, we could get track of no other property. He died in Chicago suddenly."

"I hope you are getting along comfortably—you and your mother," said Mrs. Hamilton kindly.

"We have our troubles," answered Ben. "We are in danger of having our house taken from us."

"How is that?"

"A rich man in our village, Squire Davenport, has a mortgage of seven hundred dollars upon it. He wants the house for a relative of his wife, and threatens to foreclose at the end of three months."

"The house must be worth a good deal more than the mortgage."

"It is worth twice as much; but if it is put up at auction I doubt if it will fetch over a thousand dollars."

"This would leave your mother but three hundred?"

"Yes," answered Ben despondingly.

"Have you thought of any way of raising the money?"

"Yes; I came up to the city to-day to see a cousin of mother's, a Mr. Absalom Peters, who lives on Lexington Avenue, and I had just come from there when I got into the stage with you."

"Won't he help you?"

"Perhaps he might if he was in the city; though mother has seen nothing of him for twenty years; but, unfortunately, he just sailed for Europe."

"That is indeed a pity. I suppose you haven't much hope now?"

"Unless Mr. Peters comes back. He is the only one we can think of to call upon."

"What sort of a man is this Squire Davenport?"

"He is a very selfish man, who thinks only of his own interests. We felt safe, because we did not suppose he would have any use for a small house like ours; but night before last he called on mother with the man he wants it for."

"He cannot foreclose just yet, can he?" asked Mrs. Hamilton.

"No; we have three months to look around."

"Three months is a long time," said the lady cheerfully. "A good deal can happen in three months. Do the best you can, and keep up hope."

"I shall try to do so."

"You have reason to do so. You may not save your house, but you have, probably, a good many years before you, and plenty of good fortune may be in store for you."

The cheerful tone in which the lady spoke some how made Ben hopeful and sanguine, at any rate, for the time being.

"In this country, the fact that you are a poor boy will not stand in the way of your success. The most eminent men of the day, in all branches of business, and in all professions, were once poor boys. I dare say, looking at me, you don't suppose I ever knew anything of poverty."

"No," said Ben.

"Yet I was the daughter of a bankrupt farmer, and my husband was clerk in a country store. I am not going to tell you how he came to the city and prospered, leaving me, at his death, rich beyond my needs. Yet that is his history and mine. Does it encourage you?

"Yes, it does," answered Ben earnestly.

"It is for that reason, perhaps, that I take an interest in country boys who are placed as my husband once was," continued Mrs. Hamilton. "But here we are at Broadway. It only remains to express my acknowledgment of your timely assistance."

"You are quite welcome," said Ben.

"I am sure of that, but I am none the less indebted. Do me the favor to accept this."

She opened her portemonnaie, and taking from it a banknote, handed it to Ben.

In surprise he looked at it, and saw that it was a twenty-dollar bill.

"Did you know this was a twenty-dollar bill?" he asked in amazement.

"Certainly," answered the lady, with a smile. "It is less than ten per cent. of the amount I would have lost but for you. I hope it will be of service to you."

"I feel rich with it," answered Ben. "How can I thank you, Mrs. Hamilton?"

"Call on me at No. —— Madison Avenue, and do it in person, when you next come to the city," said the lady, smiling. "Now, if you will kindly call that stage, I will bid you good-by—for the present."

Ben complied with her request, and joyfully resumed his walk down Broadway.







CHAPTER XIII — A STARTLING EVENT

Though Ben had failed in the main object of his expedition, he returned to Pentonville in excellent spirits. He felt that he had been a favorite of fortune, and with good reason. In one day he had acquired a sum equal to five weeks' wages. Added to the dollar Mr. Crawford had contributed toward his expenses, he had been paid twenty-one dollars, while he had spent a little less than two. It is not every country boy who goes up to the great city who returns with an equal harvest. If Squire Davenport had not threatened to foreclose the mortgage, he would have felt justified in buying a present for his mother. As it was, he feared they would have need of all the money that came in to meet contingencies.

The train reached Pentonville at five o'clock, and about the usual time Ben opened the gate and walked up to the front door of his modest home. He looked so bright and cheerful when he entered her presence that Mrs. Barclay thought be must have found and been kindly received by the cousin whom he had gone up to seek.

"Did you see Mr. Peters?" she asked anxiously.

"No, mother; he is in Europe."

A shadow came over the mother's face. It was like taking from her her last hope.

"I was afraid you would not be repaid for going up to the city," she said.

"I made a pretty good day's work of it, nevertheless, mother. What do you say to this?" and he opened his wallet and showed her a roll of bills.

"Is that Mr. Crawford's money?" she asked.

"No, mother, it is mine, or rather it is yours, for I give it to you."

"Did you find a pocketbook, Ben? If so, the owner may turn up."

"Mother, the money is mine, fairly mine, for it was

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