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long corridor dimly lit with borrowed lights. The place must have been part of an old convent once. So gloomy was it, that the gaiety of eldest sons forsook them on the stairs before they reached my neighbor's door. He and his house were much alike; even so does the oyster resemble his native rock.

"I was the one creature with whom he had any communication, socially speaking; he would come in to ask for a light, to borrow a book or a newspaper, and of an evening he would allow me to go into his cell, and when he was in the humor we would chat together. These marks of confidence were the results of four years of neighborhood and my own sober conduct. From sheer lack of pence, I was bound to live pretty much as he did. Had he any relations or friends? Was he rich or poor? Nobody could give an answer to these questions. I myself never saw money in his room. Doubtless his capital was safely stowed in the strong rooms of the Bank. He used to collect his bills himself as they fell due, running all over Paris on a pair of shanks as skinny as a stag's. On occasion he would be a martyr to prudence. One day, when he happened to have gold in his pockets, a double napoleon worked its way, somehow or other, out of his fob and fell, and another lodger following him up the stairs picked up the coin and returned it to its owner.

"'That isn't mine!' said he, with a start of surprise. 'Mine indeed! If I were rich, should I live as I do!'

"He made his cup of coffee himself every morning on the cast-iron chafing dish which stood all day in the black angle of the grate; his dinner came in from a cookshop; and our old porter's wife went up at the prescribed hour to set his room in order. Finally, a whimsical chance, in which Sterne would have seen predestination, had named the man Gobseck. When I did business for him later, I came to know that he was about seventy-six years old at the time when we became acquainted. He was born about 1740, in some outlying suburb of Antwerp, of a Dutch father and a Jewish mother, and his name was Jean-Esther Van Gobseck. You remember how all Paris took an interest in that murder case, a woman named _La belle Hollandaise_? I happened to mention it to my old neighbor, and he answered without the slightest symptom of interest or surprise, 'She is my grandniece.'

"That was the only remark drawn from him by the death of his sole surviving next of kin, his sister's granddaughter. From reports of the case I found that _La belle Hollandaise_ was in fact named Sara Van Gobseck. When I asked by what curious chance his grandniece came to bear his surname, he smiled:

"'The women never marry in our family.'

"Singular creature, he had never cared to find out a single relative among four generations counted on the female side. The thought of his heirs was abhorrent to him; and the idea that his wealth could pass into other hands after his death simply inconceivable.

"He was a child, ten years old, when his mother shipped him off as a cabin boy on a voyage to the Dutch Straits Settlements, and there he knocked about for twenty years. The inscrutable lines on that sallow forehead kept the secret of horrible adventures, sudden panic, unhoped-for luck, romantic cross events, joys that knew no limit, hunger endured and love trampled under foot, fortunes risked, lost, and recovered, life endangered time and time again, and saved, it may be, by one of the rapid, ruthless decisions absolved by necessity. He had known Admiral Simeuse, M. de Lally, M. de Kergarouet, M. d'Estaing, _le Bailli de Suffren_, M. de Portenduere, Lord Cornwallis, Lord Hastings, Tippoo Sahib's father, Tippoo Sahib himself. The bully who served Mahadaji Sindhia, King of Delhi, and did so much to found the power of the Mahrattas, had had dealings with Gobseck. Long residence at St. Thomas brought him in contact with Victor Hughes and other notorious pirates. In his quest of fortune he had left no stone unturned; witness an attempt to discover the treasure of that tribe of savages so famous in Buenos Ayres and its neighborhood. He had a personal knowledge of the events of the American War of Independence. But if he spoke of the Indies or of America, as he did very rarely with me, and never with anyone else, he seemed to regard it as an indiscretion and to repent of it afterwards. If humanity and sociability are in some sort a religion, Gobseck might be ranked as an infidel; but though I set myself to study him, I must confess, to my shame, that his real nature was impenetrable up to the very last. I even felt doubts at times as to his sex. If all usurers are like this one, I maintain that they belong to the neuter gender.

"Did he adhere to his mother's religion? Did he look on Gentiles as his legitimate prey? Had he turned Roman Catholic, Lutheran, Mahometan, Brahmin, or what not? I never knew anything whatsoever about his religious opinions, and so far as I could see, he was indifferent rather than incredulous.

"One evening I went in to see this man who had turned himself to gold; the usurer, whom his victims (his clients, as he styled them) were wont to call Daddy Gobseck, perhaps ironically, perhaps by way of antiphrasis. He was sitting in his armchair, motionless as a statue, staring fixedly at the mantel-shelf, where he seemed to read the figures of his statements. A lamp, with a pedestal that had once been green, was burning in the room; but so far from taking color from its smoky light, his face seemed to stand out positively paler against the background. He pointed to a chair set for me, but not a word did he say.

"'What thoughts can this being have in his mind?' said I to myself. 'Does he know that a God exists; does he know there are such things as feeling, woman, happiness?' I pitied him as I might have pitied a diseased creature. But, at the same time, I knew quite well that while he had millions of francs at his command, he possessed the world no less in idea--that world which he had explored, ransacked, weighed, appraised, and exploited.

"'Good day, Daddy Gobseck,' I began.

"He turned his face towards me with a slight contraction of his bushy, black eyebrows; this characteristic shade of expression in him meant as much as the most jubilant smile on a Southern face.

"'You look just as gloomy as you did that day when the news came of the failure of that bookseller whose sharpness you admired so much, though you were one of his victims.'

"'One of his victims?' he repeated, with a look of astonishment.

"'Yes. Did you not refuse to accept composition at the meeting of creditors until he undertook privately to pay you your debt in full; and did he not give you bills accepted by the insolvent firm; and then, when he set up in business again, did he not pay you the dividend upon those bills of yours, signed as they were by the bankrupt firm?'

"'He was a sharp one, but I had it out of him.'

"'Then have you some bills to protest? To-day is the 30th, I believe.'

"It was the first time I had spoken to him of money. He looked ironically up at me; then in those bland accents, not unlike the husky tones which the tyro draws from a flute, he answered, 'I am amusing myself.'

"'So you amuse yourself now and again?'

"'Do you imagine that the only poets in the world are those who print their verses?' he asked, with a pitying look and shrug of the shoulders.

"'Poetry in that head!' thought I, for as yet I knew nothing of his life.

"'What life could be as glorious as mine?' he continued, and his eyes lighted up. 'You are young, your mental visions are colored by youthful blood, you see women's faces in the fire, while I see nothing but coals in mine. You have all sorts of beliefs, while I have no beliefs at all. Keep your illusions--if you can. Now I will show you life with the discount taken off. Go wherever you like, or stay at home by the fireside with your wife, there always comes a time when you settle down in a certain groove, the groove is your preference; and then happiness consists in the exercise of your faculties by applying them to realities. Anything more in the way of precept is false. My principles have been various, among various men; I had to change them with every change of latitude. Things that we admire in Europe are punishable in Asia, and a vice in Paris becomes a necessity when you have passed the Azores. There are no such things as hard-and-fast rules; there are only conventions adapted to the climate. Fling a man headlong into one social melting pot after another, and convictions and forms and moral systems become so many meaningless words to him. The one thing that always remains, the one sure instinct that nature has implanted in us, is the instinct of self-interest. If you had lived as long as I have, you would know that there is but one concrete reality invariable enough to be worth caring about, and that is--GOLD. Gold represents every form of human power. I have traveled. I found out that there were either hills or plains everywhere: the plains are monotonous, the hills a weariness; consequently, place may be left out of the question. As to manners; man is man all the world over. The same battle between the poor and the rich is going on everywhere; it is inevitable everywhere; consequently, it is better to exploit than to be exploited. Everywhere you find the man of thews and sinews who toils, and the lymphatic man who torments himself; and pleasures are everywhere the same, for when all sensations are exhausted, all that survives is Vanity--Vanity is the abiding substance of us, the _I_ in us. Vanity is only to be satisfied by gold in floods. Our dreams need time and physical means and painstaking thought before they can be realized. Well, gold contains all things in embryo; gold realizes all things for us.

"'None but fools and invalids can find pleasure in shuffling cards all evening long to find out whether they shall win a few pence at the end. None but driveling idiots could spend time in inquiring into all that is happening around them, whether Madame Such-an-One slept single on her couch or in company, whether she has more blood than lymph, more temperament than virtue. None but the dupes, who fondly imagine that they are useful to their like, can interest themselves in laying down rules for political guidance amid events which neither they nor any one else foresees, nor ever will foresee. None but simpletons can delight in talking about stage players and repeating their sayings; making the daily promenade of a caged animal over a rather larger area; dressing for others, eating for others, priding themselves on a horse or a carriage such as no neighbor can have until three days later. What is all this but Parisian life summed up in a few phrases? Let us find a higher outlook on life than theirs. Happiness consists either in strong emotions which drain our vitality, or in methodical occupation which makes existence like a bit
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