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in my name and address being found on the man, nor would there be if they were found on any man. As you see, I'm a general agent for various sorts of foreign merchandise, and this man had likely been recommended to me—especially if he was from America."

"There's been no further light on that matter, Mr. Smeaton," I answered. He had pointed me to a chair at his desk side by that time, and we were mutually inspecting each other. "Nothing more has been heard on that point."

"Then—have you come purposely to see me about it?" he asked.

"Not at all!" said I. "I was passing along this street below, and I saw your name on the door, and I remembered it—and so I just came up."

"Oh!" he said, looking at me rather blankly. "You're staying in
Dundee—taking a holiday?"

"I came to Dundee in a fashion I'd not like to follow on any other occasion!" said I. "If a man hadn't lent me this suit of clothes and a sovereign, I'd have come ashore in my undergarments and without a penny."

He stared at me more blankly than ever when I let this out on him, and suddenly he laughed.

"What riddle's all this?" he asked. "It sounds like a piece out of a story-book—one of those tales of adventure."

"Aye, does it?" said I. "Only, in my case, Mr. Smeaton, fact's been a lot stranger than fiction! You've read all about this Berwick mystery in the newspapers?"

"Every word—seeing that I was mentioned," he answered.

"Then I'll give you the latest chapter," I continued. "You'll know my name when you hear it—Hugh Moneylaws. It was I discovered Phillips's dead body."

I saw that he had been getting more and more interested as we talked—at the mention of my name his interest obviously increased. And suddenly he pulled a box of cigars towards him, took one out, and pushed the box to me.

"Help yourself, Mr. Moneylaws—and go ahead," he said. "I'm willing to hear as many chapters as you like of this story."

I shook my head at the cigars and went on to tell him of all that had happened since the murder of Crone. He was a good listener—he took in every detail, every point, quietly smoking while I talked, and never interrupting me. And when I had made an end, he threw up his head with a significant gesture that implied much.

"That beats all the story-books!" he exclaimed. "I'm glad to see you're safe, anyway, Mr. Moneylaws—and your mother and your young lady'll be glad too."

"They will that, Mr. Smeaton," I said. "I'm much obliged to you."

"You think that man really meant you to drown?" he asked.

"What would you think yourself, Mr. Smeaton?" I replied. "Besides—didn't I see his face as he got himself and his yacht away from me? Yon man is a murderer!"

"It's a queer, strange business," he remarked, nodding his head. "You'll be thinking now, of course, that it was he murdered both Phillips and Crone—eh?"

"Aye, I do think that!" said I. "What else? And he wanted to silence me because I'm the only living person that could let out about seeing him at the cross-roads that night and could prove that Crone saw him too. My own impression is that Crone went straight to him after his talk with me—and paid the penalty."

"That's likely," he assented. "But what do you think made him turn on you so suddenly, yesterday, when things looked like going smoothly about everything, and he'd given you that stewardship—which was, of course, to stop your mouth?"

"I'll tell you," I said. "It was Mr. Lindsey's fault—he let out too much at the police-court. Carstairs was there—he'd a seat on the bench—and Mr. Lindsey frightened him. Maybe it was yon ice-ax. Mr. Lindsey's got some powerful card up his sleeve about that—what it is I don't know. But I'm certain now—now!—that Carstairs took a fear into his head at those proceedings yesterday morning, and he thought he'd settle me once and for all before I could be drawn into it and forced to say things that would be against him."

"I daresay you're right," he agreed. "Well!—it is indeed a strange affair, and there'll be some stranger revelations yet. I'd like to see this Mr. Lindsey—you're sure he'll come to you here?"

"Aye!—unless there's been an earthquake between here and Tweed!" I declared. "He'll be here, right enough, Mr. Smeaton, before many hours are over. And he'll like to see you. You can't think, now, of how, or why, yon Phillips man could have got that bit of letter paper of yours on him? It was like that," I added, pointing to a block of memorandum forms that stood in his stationery case at the desk before him. "Just the same!"

"I can't," said he. "But—there's nothing unusual in that; some correspondent of mine might have handed it to him—torn it off one of my letters, do you see? I've correspondents in a great many seaports and mercantile centres—both here and in America."

"These men will appear to have come from Central America," I remarked.
"They'd seem to have been employed, one way or another, on that Panama
Canal affair that there's been so much in the papers about these last few
years. You'd notice that in the accounts, Mr. Smeaton?"

"I did," he replied. "And it interested me, because I'm from those parts myself—I was born there."

He said that as if this fact was of no significance. But the news made me prick up my ears.

"Do you tell me that!" said I. "Where, now, if it's a fair question?"

"New Orleans—near enough, anyway, to those parts," he answered. "But I was sent across here when I was ten years old, to be educated and brought up, and here I've been ever since."

"But—you're a Scotsman?" I made bold to ask him.

"Aye—on both sides—though I was born out of Scotland," he answered with a laugh. And then he got out of his chair. "It's mighty interesting, all this," he went on. "But I'm a married man, and my wife'll be wanting dinner for me. Now, will you bring Mr. Lindsey to see me in the morning—if he comes?"

"He'll come—and I'll bring him," I answered. "He'll be right glad to see you, too—for it may be, Mr. Smeaton, that there is something to be traced out of that bit of letter paper of yours, yet."

"It may be," he agreed. "And if there's any help I can give, it's at your disposal. But you'll be finding this—you're in a dark lane, with some queer turnings in it, before you come to the plain outcome of all this business!"

We went down into the street together, and after he had asked if there was anything he could do for me that night, and I had assured him there was not, we parted with an agreement that Mr. Lindsey and I should call at his office early next morning. When he had left me, I sought out a place where I could get some supper, and, that over, I idled about the town until it was time for the train from the south to get in. And I was on the platform when it came, and there was my mother and Maisie and Mr. Lindsey, and I saw at a glance that all that was filling each was sheer and infinite surprise. My mother gripped me on the instant.

"Hugh!" she exclaimed. "What are you doing here, and what does all this mean? Such a fright as you've given us! What's the meaning of it?"

I was so taken aback, having been certain that Carstairs would have gone home and told them I was accidentally drowned, that all I could do was to stare from one to the other. As for Maisie, she only looked wonderingly at me; as for Mr. Lindsey, he gazed at me as scrutinizingly as my mother was doing.

"Aye!" said he, "what's the meaning of it, young man? We've done your bidding and more—but—why?"

I found my tongue at that.

"What!" I exclaimed. "Haven't you seen Sir Gilbert Carstairs? Didn't you hear from him that—"

"We know nothing about Sir Gilbert Carstairs," he interrupted. "The fact is, my lad, that until your wire arrived this afternoon, nobody had even heard of you and Sir Gilbert Carstairs since you went off in his yacht yesterday. Neither he nor the yacht have ever returned to Berwick. Where are they?"

CHAPTER XXII I READ MY OWN OBITUARY

It was my turn to stare again—and stare I did, from one to the other in silence, and being far too much amazed to find ready speech. And before I could get my tongue once more, my mother, who was always remarkably sharp of eye, got her word in.

"What're you doing in that new suit of clothes?" she demanded. "And where's your own good clothes that you went away in yesterday noon? I misdoubt this stewardship's leading you into some strange ways!"

"My own good clothes, mother, are somewhere in the North Sea," retorted I. "Top or bottom, sunk or afloat, it's there you'll find them, if you're more anxious about them than me! Do you tell me that Carstairs has never been home?" I went on, turning to Mr. Lindsey, "Then I don't know where he is, nor his yacht either. All I know is that he left me to drown last night, a good twenty miles from land, and that it's only by a special mercy of Providence that I'm here. Wherever he is, yon man's a murderer—I've settled that, Mr. Lindsey!"

The women began to tremble and to exclaim at this news, and to ask one question after another, and Mr. Lindsey shook his head impatiently.

"We can't stand talking our affairs in the station all night," said he. "Let's get to an hotel, my lad—we're all wanting our suppers. You don't seem as if you were in very bad spirits, yourself."

"I'm all right, Mr. Lindsey," I answered cheerfully. "I've been down to Jericho, it's true, and to worse, but I chanced across a good Samaritan or two. And I've looked out a clean and comfortable hotel for you, and we'll go there now."

I led them away to a good hotel that I had noticed in my walks, and while they took their suppers I sat by and told them all my adventure, to the accompaniment of many exclamations from my mother and Maisie. But Mr. Lindsey made none, and I was quick to notice that what most interested him was that I had been to see Mr. Gavin Smeaton.

"But what for did you not come straight home when you were safely on shore again?" asked my mother, who was thinking of the expense I was putting her to. "What's the reason of fetching us all this way when you're alive and well?"

I looked at Mr. Lindsey—knowingly, I suppose.

"Because, mother," I answered her, "I believed yon Carstairs would go back to Berwick and tell that there'd been a sad accident, and I was dead—drowned—and I wanted to let him go on thinking that I was dead—and so I decided to keep away. And if he is alive, it'll be the best thing to let the man still go on thinking I was drowned—as I'll prove to Mr. Lindsey there. If Carstairs is alive, I say, it's the right policy for me to keep out of his sight and our neighbourhood."

"Aye!" agreed Mr. Lindsey, who was a quick hand at taking up things.
"There's something in that, Hugh."

"Well, it's beyond me, all this," observed my mother, "and it all comes of me taking yon Gilverthwaite into the house! But me and Maisie'll away to our beds, and maybe you and Mr. Lindsey'll get more light out of the matter than I can, and glad I'll be when all this mystery's cleared up and we'll be able to live as honest folk should, without all this flying about the country and spending good money."

I contrived to get a few minutes with Maisie, however, before she and my mother retired, and I found then that, had I known it, I need not have been so anxious and disturbed. For they had attached no particular importance to the fact that I had not returned the night before; they had thought that Sir Gilbert had sailed his yacht in elsewhere, and that I would be turning up later, and there had been no great to-do after me until my own telegram had arrived, when, of course, there was consternation and alarm, and

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