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favor."

Dodger felt that this was true, and did not disclaim it.

"I am very glad I came up just as I did," he said.

"How large a sum of money do you think I had about me?" asked his companion.

"Five hundred dollars?"

"Five hundred dollars! Why, that would be a mere trifle."

"It wouldn't be a trifle to me, sir," said Dodger.

"Are you poor?" asked the man, earnestly.

"I have a good situation that pays me fifteen dollars a week, so I ought not to consider myself poor."

"Suppose you had a considerable sum of money given you, what would you do with it?"

"If I had five hundred dollars, I should be able to defeat the schemes of a villain, and restore a young lady to her rights."

"That seems interesting. Tell me the circumstances."

Dodger told the story as briefly as he could. He was encouraged to find that the stranger listened to him with attention.

"Do you know," he said, reflectively, "you have done for me what I once did for another--a rich man? The case was very similar. I was a poor boy at the time. Do you know what he gave me?"

"What was it, sir?"

"A dollar! What do you think of that for generosity?"

"Well, sir, it wasn't exactly liberal. Did you accept it?"

"No. I told him that I didn't wish to inconvenience him. But I asked you how much money you supposed I had. I will tell you. In a wallet I have eleven thousand dollars in bank notes and securities."

"That is a fortune," said Dodger, dazzled at the mention of such a sum.

"If I had lost it, I have plenty more, but the most serious peril was to my life. Through your opportune assistance I have escaped without loss. I fully appreciate the magnitude of the service you have done me. As an evidence of it, please accept these bills."

He drew from the roll two bills and handed them to Dodger.

The boy, glancing at them mechanically, started in amazement. Each bill was for five hundred dollars.

"You have given me a thousand dollars!" he gasped.

"I am aware of it. I consider my life worth that, at least. James Swinton never fails to pay his debts."

"But, sir, a thousand dollars----"

"It's no more than you deserve. When I tell my wife, on my return to Chicago, about this affair, she will blame me for not giving you more."

"You seem to belong to a liberal family, sir."

"I detest meanness, and would rather err on the side of liberality. Now, if agreeable to you, I will order a bottle of champagne, and solace ourselves for this little incident."

"Thank you, Mr. Swinton, but I have made up my mind not to drink anything stronger than water. I have tended bar in New York, and what I have seen has given me a dislike for liquor of any kind."

"You are a sensible young man. You are right, and I won't urge you. There is my card, and if you ever come to Chicago, call upon me."

"I will, sir."

When Dodger left the Palace Hotel he felt that he was a favorite of fortune.

It is not always that the money we need is so quickly supplied.

He resolved to return to New York as soon as he could manage it, and take with him the wife and child of Curtis Waring.

This would cost him about five hundred dollars, and he would have the same amount left.

Mr. Tucker was reluctant to part with Dodger.

"You are the best assistant I ever had," he said. "I will pay you twenty dollars a week, if that will induce you to stay."

"I would stay if it were not very important for me to return to New York, Mr. Tucker. I do not expect to get a place in New York as good."

"If you come back to San Francisco at any time, I will make a place for you."

"Thank you, sir."

Mrs. Waring was overjoyed when Dodger called upon her and offered to take her back to New York.

"I shall see Curtis again," she said. "How can I ever thank you?"

But Dodger, though unwilling to disturb her dreams of happiness, thought it exceedingly doubtful if her husband would be equally glad to see her.


Chapter XXXV. The Darkest Day.

When Florence left the employ of Mrs. Leighton she had a few dollars as a reserve fund. As this would not last long, she at once made an effort to obtain employment.

She desired another position as governess, and made application in answer to an advertisement.

Her ladylike manner evidently impressed the lady to whom she applied.

"I suppose you have taught before?" she said.

"Yes, madam."

"In whose family?"

"I taught the daughter of Mrs. Leighton, of West -- Street."

"I have heard of the lady. Of course you are at liberty to refer to her?"

"Yes, madam," but there was a hesitation in her tone that excited suspicion.

"Very well; I will call upon her and make inquiries. If you will call to-morrow morning, I can give you a decisive answer."

Florence fervently hoped that this might prove favorable; but was apprehensive, and with good reason, it appeared.

When she presented herself the next day, Mrs. Cole said:

"I am afraid, Miss Linden, you will not suit me."

"May I ask why?" Florence inquired, schooling herself to calmness.

"I called on Mrs. Leighton," was the answer. "She speaks well of you as a teacher, but--she told me some things which make it seem inexpedient to engage you."

"What did she say of me?"

"That, perhaps, you had better not inquire."

"I prefer to know the worst."

"She said you encouraged the attentions of her nephew, forgetting the difference in social position, and also that your connections were not of a sort to recommend you. I admit, Miss Linden, that you are very ladylike in appearance, but, I can hardly be expected to admit into my house, in the important position of governess to my child, the daughter or niece of an apple-woman."

"Did Mrs. Leighton say that I was related to an apple-woman?"

"Yes, Miss Linden. I own I was surprised."

"It is not true, Mrs. Cole."

"You live in the house of such a person, do you not?"

"Yes, she is an humble friend of mine, and has been kind to me."

"You cannot be very fastidious. However, that is your own affair. I am sorry to disappoint you, Miss Linden, but it will be quite impossible for me to employ you."

"Then I will bid you good-morning, Mrs. Cole," said Florence, sore at heart.

"Good-morning. You will, I think, understand my position. If you applied for a position in one of the public schools, I don't think that your residence would be an objection."

Florence left the house, sad and despondent. She saw that Mrs. Leighton, by her unfriendly representations, would prevent her from getting any opportunity to teach. She must seek some more humble employment.

"Well, Florence, did you get a place?" asked Mrs. O'Keefe, as she passed that lady's stand.

"No, Mrs. O'Keefe," answered Florence, wearily.

"And why not? Did the woman think you didn't know enough?"

"She objected to me because I was not living in a fashionable quarter --at least that was one of her objections."

"I'm sure you've got a nate, clane home, and it looks as nate as wax all the time."

"It isn't exactly stylish," said Florence, with a faint smile.

"You are, at any rate. What does the woman want, I'd like to know?"

"She doesn't want me. It seems Mrs. Leighton did not speak very highly of me."

"The trollop! I'd like to give her a box on the ear, drat her impudence!" said the irate apple-woman. "And what will you be doin' now?"

"Do you think I can get some sewing to do, Mrs. O'Keefe?"

"Yes, Miss Florence--I'll get you some vests to make; but it's hard work and poor pay."

"I must take what I can get," sighed Florence. "I cannot choose."

"If you'd only tend an apple-stand, Miss Florence! There's Mrs. Brady wants to sell out on account of the rheumatics, and I've got a trifle in the savings bank--enough to buy it. You'd make a dollar a day, easy."

"It isn't to be thought of, Mrs. O'Keefe. If you will kindly see about getting me some sewing, I will see how I can get along."

The result was that Mrs. O'Keefe brought Florence in the course of the day half a dozen vests, for which she was to be paid the munificent sum of twenty-five cents each.

Florence had very little idea of what she was undertaking.

She was an expert needlewoman, and proved adequate to the work, but with her utmust industry she could only make one vest in a day, and that would barely pay her rent.

True, she had some money laid aside on which she could draw, but that would soon be expended, and then what was to become of her?

"Shure, I won't let you starve, Florence," said the warm-hearted apple-woman.

"But, Mrs. O'Keefe, I can't consent to live on you."

"And why not? I'm well and strong, and I'm makin' more money than I nade."

"I couldn't think of it, though I thank you for your kindness."

"Shure, you might write a letter to your uncle, Florence."

"He would expect me, in that case, to consent to a marriage with Curtis. You wouldn't advise me to do that?"

"No; he's a mane blackguard, and I'd say it to his face."

Weeks rolled by, and Florence began to show the effects of hard work and confinement.

She grew pale and thin, and her face was habitually sad.

She had husbanded her savings as a governess as closely as she could, but in spite of all her economy it dwindled till she had none left.

Henceforth, she must depend on twenty-five cents a day, and this seemed well-nigh impossible.

In this emergency the pawnbroker occurred to her.

She had a variety of nice dresses, and she had also a handsome ring, given her by her uncle on her last birthday.

This she felt sure must have cost fifty dollars.

It was a trial to part with it, but there seemed to be no alternative.

"If my uncle has withdrawn his affection from me," she said to herself, "why should I scruple to pawn the ring? It is the symbol of a love that no longer exists."

So she entered the pawnbrowker's--the first that attracted her attention--and held out the ring.

"How much will you lend me on this?" she asked, half frightened at finding herself in such a place.

The pawnbroker examined it carefully. His practiced eye at once detected its value, but it was not professional to admit this.

"Rings is a drug in the market, young lady," he said. "I've got more than I know what to do with. I'll give you four--four dollars."

"Four dollars!" repeated Florence, in dismay. "Why, it must have cost fifty. It was bought in Tiffany's."

"You are mistaken, my dear. Did you buy it yourself there?"

"No, my
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