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his getting scholarships even Mr. Carey came to the conclusion that he could not afford it. His entire fortune had consisted of only two thousand pounds, and though it had been invested in mortgages at five per cent, he had not been able to live on the interest. It was now a little reduced. It would be absurd to spend two hundred a year, the least he could live on at a university, for three years at Oxford which would lead him no nearer to earning his living. He was anxious to go straight to London. Mrs. Carey thought there were only four professions for a gentleman, the Army, the Navy, the Law, and the Church. She had added medicine because her brother-in-law practised it, but did not forget that in her young days no one ever considered the doctor a gentleman. The first two were out of the question, and Philip was firm in his refusal to be ordained. Only the law remained. The local doctor had suggested that many gentlemen now went in for engineering, but Mrs. Carey opposed the idea at once.

“I shouldn’t like Philip to go into trade,” she said.

“No, he must have a profession,” answered the Vicar.

“Why not make him a doctor like his father?”

“I should hate it,” said Philip.

Mrs. Carey was not sorry. The Bar seemed out of the question, since he was not going to Oxford, for the Careys were under the impression that a degree was still necessary for success in that calling; and finally it was suggested that he should become articled to a solicitor. They wrote to the family lawyer, Albert Nixon, who was co-executor with the Vicar of Blackstable for the late Henry Carey’s estate, and asked him whether he would take Philip. In a day or two the answer came back that he had not a vacancy, and was very much opposed to the whole scheme; the profession was greatly overcrowded, and without capital or connections a man had small chance of becoming more than a managing clerk; he suggested, however, that Philip should become a chartered accountant. Neither the Vicar nor his wife knew in the least what this was, and Philip had never heard of anyone being a chartered accountant; but another letter from the solicitor explained that the growth of modern businesses and the increase of companies had led to the formation of many firms of accountants to examine the books and put into the financial affairs of their clients an order which old-fashioned methods had lacked. Some years before a Royal Charter had been obtained, and the profession was becoming every year more respectable, lucrative, and important. The chartered accountants whom Albert Nixon had employed for thirty years happened to have a vacancy for an articled pupil, and would take Philip for a fee of three hundred pounds. Half of this would be returned during the five years the articles lasted in the form of salary. The prospect was not exciting, but Philip felt that he must decide on something, and the thought of living in London over-balanced the slight shrinking he felt. The Vicar of Blackstable wrote to ask Mr. Nixon whether it was a profession suited to a gentleman; and Mr. Nixon replied that, since the Charter, men were going into it who had been to public schools and a university; moreover, if Philip disliked the work and after a year wished to leave, Herbert Carter, for that was the accountant’s name, would return half the money paid for the articles. This settled it, and it was arranged that Philip should start work on the fifteenth of September.

“I have a full month before me,” said Philip.

“And then you go to freedom and I to bondage,” returned Miss Wilkinson.

Her holidays were to last six weeks, and she would be leaving Blackstable only a day or two before Philip.

“I wonder if we shall ever meet again,” she said.

“I don’t know why not.”

“Oh, don’t speak in that practical way. I never knew anyone so unsentimental.”

Philip reddened. He was afraid that Miss Wilkinson would think him a milksop: after all she was a young woman, sometimes quite pretty, and he was getting on for twenty; it was absurd that they should talk of nothing but art and literature. He ought to make love to her. They had talked a good deal of love. There was the art-student in the Rue Breda, and then there was the painter in whose family she had lived so long in Paris: he had asked her to sit for him, and had started to make love to her so violently that she was forced to invent excuses not to sit to him again. It was clear enough that Miss Wilkinson was used to attentions of that sort. She looked very nice now in a large straw hat: it was hot that afternoon, the hottest day they had had, and beads of sweat stood in a line on her upper lip. He called to mind Fraulein Cacilie and Herr Sung. He had never thought of Cacilie in an amorous way, she was exceedingly plain; but now, looking back, the affair seemed very romantic. He had a chance of romance too. Miss Wilkinson was practically French, and that added zest to a possible adventure. When he thought of it at night in bed, or when he sat by himself in the garden reading a book, he was thrilled by it; but when he saw Miss Wilkinson it seemed less picturesque.

At all events, after what she had told him, she would not be surprised if he made love to her. He had a feeling that she must think it odd of him to make no sign: perhaps it was only his fancy, but once or twice in the last day or two he had imagined that there was a suspicion of contempt in her eyes.

“A penny for your thoughts,” said Miss Wilkinson, looking at him with a smile.

“I’m not going to tell you,” he answered.

He was thinking that he ought to kiss her there and then. He wondered if she expected him to do it; but after all he didn’t see how he could without any preliminary business at all. She would just think him mad, or she might slap his face; and perhaps she would complain to his uncle. He wondered how Herr Sung had started with Fraulein Cacilie. It would be beastly if she told his uncle: he knew what his uncle was, he would tell the doctor and Josiah Graves; and he would look a perfect fool. Aunt Louisa kept on saying that Miss Wilkinson was thirty-seven if she was a day; he shuddered at the thought of the ridicule he would be exposed to; they would say she was old enough to be his mother.

“Twopence for your thoughts,” smiled Miss Wilkinson.

“I was thinking about you,” he answered boldly.

That at all events committed him to nothing.

“What were you thinking?”

“Ah, now you want to know too much.”

“Naughty boy!” said Miss Wilkinson.

There it was again! Whenever he had succeeded in working himself up she said something which reminded him of the governess. She called him playfully a naughty boy when he did not sing his exercises to her satisfaction. This time he grew quite sulky.

“I wish you wouldn’t treat me as if I were a child.”

“Are you cross?”

“Very.”

“I didn’t mean to.”

She put out her hand and he took it. Once or twice lately when they shook hands at night he had fancied she slightly pressed his hand, but this time there was no doubt about it.

He did not quite know what he ought to say next. Here at last was his chance of an adventure, and he would be a fool not to take it; but it was a little ordinary, and he had expected more glamour. He had read many descriptions of love, and he felt in himself none of that uprush of emotion which novelists described; he was not carried off his feet in wave upon wave of passion; nor was Miss Wilkinson the ideal: he had often pictured to himself the great violet eyes and the alabaster skin of some lovely girl, and he had thought of himself burying his face in the rippling masses of her auburn hair. He could not imagine himself burying his face in Miss Wilkinson’s hair, it always struck him as a little sticky. All the same it would be very satisfactory to have an intrigue, and he thrilled with the legitimate pride he would enjoy in his conquest. He owed it to himself to seduce her. He made up his mind to kiss Miss Wilkinson; not then, but in the evening; it would be easier in the dark, and after he had kissed her the rest would follow. He would kiss her that very evening. He swore an oath to that effect.

He laid his plans. After supper he suggested that they should take a stroll in the garden. Miss Wilkinson accepted, and they sauntered side by side. Philip was very nervous. He did not know why, but the conversation would not lead in the right direction; he had decided that the first thing to do was to put his arm round her waist; but he could not suddenly put his arm round her waist when she was talking of the regatta which was to be held next week. He led her artfully into the darkest parts of the garden, but having arrived there his courage failed him. They sat on a bench, and he had really made up his mind that here was his opportunity when Miss Wilkinson said she was sure there were earwigs and insisted on moving. They walked round the garden once more, and Philip promised himself he would take the plunge before they arrived at that bench again; but as they passed the house, they saw Mrs. Carey standing at the door.

“Hadn’t you young people better come in? I’m sure the night air isn’t good for you.”

“Perhaps we had better go in,” said Philip. “I don’t want you to catch cold.”

He said it with a sigh of relief. He could attempt nothing more that night. But afterwards, when he was alone in his room, he was furious with himself. He had been a perfect fool. He was certain that Miss Wilkinson expected him to kiss her, otherwise she wouldn’t have come into the garden. She was always saying that only Frenchmen knew how to treat women. Philip had read French novels. If he had been a Frenchman he would have seized her in his arms and told her passionately that he adored her; he would have pressed his lips on her nuque. He did not know why Frenchmen always kissed ladies on the nuque. He did not himself see anything so very attractive in the nape of the neck. Of course it was much easier for Frenchmen to do these things; the language was such an aid; Philip could never help feeling that to say passionate things in English sounded a little absurd. He wished now that he had never undertaken the siege of Miss Wilkinson’s virtue; the first fortnight had been so jolly, and now he was wretched; but he was determined not to give in, he would never respect himself again if he did, and he made up his mind irrevocably that the next night he would kiss her without fail.

Next day when he got up he saw it was raining, and his first thought was that they would not be able to go into the garden that evening. He was in high spirits at breakfast. Miss Wilkinson sent Mary Ann in to say that she had a headache and would remain in bed. She did not come down till tea-time, when she appeared

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