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military airs, indeed! We must show some folks that we're as good as they. Only give Edward Dale any encouragement, and you'll see. We must have a party, Mr. S. Why don't you speak, John? Shall I say Tuesday fortnight? Why don't you answer? Good God, John, what has happened?"

John Sedley sprang up out of his chair to meet his wife, who ran to him. He seized her in his arms, and said with a hasty voice, "We're ruined, Mary. We've got the world to begin over again, dear. It's best that you should know all, and at once." As he spoke, he trembled in every limb, and almost fell. He thought the news would have overpowered his wife—his wife, to whom he had never said a hard word. But it was he that was the most moved, sudden as the shock was to her. When he sank back into his seat, it was the wife that took the office of consoler. She took his trembling hand, and kissed it, and put it round her neck: she called him her John—her dear John—her old man—her kind old man; she poured out a hundred words of incoherent love and tenderness; her faithful voice and simple caresses wrought this sad heart up to an inexpressible delight and anguish, and cheered and solaced his over-burdened soul.

Only once in the course of the long night as they sate together, and poor Sedley opened his pent-up soul, and told the story of his losses and embarrassments—the treason of some of his oldest friends, the manly kindness of some, from whom he never could have expected it—in a general confession—only once did the faithful wife give way to emotion.

"My God, my God, it will break Emmy's heart," she said.

The father had forgotten the poor girl. She was lying, awake and unhappy, overhead. In the midst of friends, home, and kind parents, she was alone. To how many people can any one tell all? Who will be open where there is no sympathy, or has call to speak to those who never can understand? Our gentle Amelia was thus solitary. She had no confidante, so to speak, ever since she had anything to confide. She could not tell the old mother her doubts and cares; the would-be sisters seemed every day more strange to her. And she had misgivings and fears which she dared not acknowledge to herself, though she was always secretly brooding over them.

Her heart tried to persist in asserting that George Osborne was worthy and faithful to her, though she knew otherwise. How many a thing had she said, and got no echo from him. How many suspicions of selfishness and indifference had she to encounter and obstinately overcome. To whom could the poor little martyr tell these daily struggles and tortures? Her hero himself only half understood her. She did not dare to own that the man she loved was her inferior; or to feel that she had given her heart away too soon. Given once, the pure bashful maiden was too modest, too tender, too trustful, too weak, too much woman to recall it. We are Turks with the affections of our women; and have made them subscribe to our doctrine too. We let their bodies go abroad liberally enough, with smiles and ringlets and pink bonnets to disguise them instead of veils and yakmaks. But their souls must be seen by only one man, and they obey not unwillingly, and consent to remain at home as our slaves—ministering to us and doing drudgery for us.

So imprisoned and tortured was this gentle little heart, when in the month of March, Anno Domini 1815, Napoleon landed at Cannes, and Louis XVIII fled, and all Europe was in alarm, and the funds fell, and old John Sedley was ruined.

We are not going to follow the worthy old stockbroker through those last pangs and agonies of ruin through which he passed before his commercial demise befell. They declared him at the Stock Exchange; he was absent from his house of business: his bills were protested: his act of bankruptcy formal. The house and furniture of Russell Square were seized and sold up, and he and his family were thrust away, as we have seen, to hide their heads where they might.

John Sedley had not the heart to review the domestic establishment who have appeared now and anon in our pages and of whom he was now forced by poverty to take leave. The wages of those worthy people were discharged with that punctuality which men frequently show who only owe in great sums—they were sorry to leave good places—but they did not break their hearts at parting from their adored master and mistress. Amelia's maid was profuse in condolences, but went off quite resigned to better herself in a genteeler quarter of the town. Black Sambo, with the infatuation of his profession, determined on setting up a public-house. Honest old Mrs. Blenkinsop indeed, who had seen the birth of Jos and Amelia, and the wooing of John Sedley and his wife, was for staying by them without wages, having amassed a considerable sum in their service: and she accompanied the fallen people into their new and humble place of refuge, where she tended them and grumbled against them for a while.

Of all Sedley's opponents in his debates with his creditors which now ensued, and harassed the feelings of the humiliated old gentleman so severely, that in six weeks he oldened more than he had done for fifteen years before—the most determined and obstinate seemed to be John Osborne, his old friend and neighbour—John Osborne, whom he had set up in life—who was under a hundred obligations to him—and whose son was to marry Sedley's daughter. Any one of these circumstances would account for the bitterness of Osborne's opposition.

When one man has been under very remarkable obligations to another, with whom he subsequently quarrels, a common sense of decency, as it were, makes of the former a much severer enemy than a mere stranger would be. To account for your own hard-heartedness and ingratitude in such a case, you are bound to prove the other party's crime. It is not that you are selfish, brutal, and angry at the failure of a speculation—no, no—it is that your partner has led you into it by the basest treachery and with the most sinister motives. From a mere sense of consistency, a persecutor is bound to show that the fallen man is a villain—otherwise he, the persecutor, is a wretch himself.

And as a general rule, which may make all creditors who are inclined to be severe pretty comfortable in their minds, no men embarrassed are altogether honest, very likely. They conceal something; they exaggerate chances of good luck; hide away the real state of affairs; say that things are flourishing when they are hopeless, keep a smiling face (a dreary smile it is) upon the verge of bankruptcy—are ready to lay hold of any pretext for delay or of any money, so as to stave off the inevitable ruin a few days longer. "Down with such dishonesty," says the creditor in triumph, and reviles his sinking enemy. "You fool, why do you catch at a straw?" calm good sense says to the man that is drowning. "You villain, why do you shrink from plunging into the irretrievable Gazette?" says prosperity to the poor devil battling in that black gulf. Who has not remarked the readiness with which the closest of friends and honestest of men suspect and accuse each other of cheating when they fall out on money matters? Everybody does it. Everybody is right, I suppose, and the world is a rogue.

Then Osborne had the intolerable sense of former benefits to goad and irritate him: these are always a cause of hostility aggravated. Finally, he had to break off the match between Sedley's daughter and his son; and as it had gone very far indeed, and as the poor girl's happiness and perhaps character were compromised, it was necessary to show the strongest reasons for the rupture, and for John Osborne to prove John Sedley to be a very bad character indeed.

At the meetings of creditors, then, he comported himself with a savageness and scorn towards Sedley, which almost succeeded in breaking the heart of that ruined bankrupt man. On George's intercourse with Amelia he put an instant veto—menacing the youth with maledictions if he broke his commands, and vilipending the poor innocent girl as the basest and most artful of vixens. One of the great conditions of anger and hatred is, that you must tell and believe lies against the hated object, in order, as we said, to be consistent.

When the great crash came—the announcement of ruin, and the departure from Russell Square, and the declaration that all was over between her and George—all over between her and love, her and happiness, her and faith in the world—a brutal letter from John Osborne told her in a few curt lines that her father's conduct had been of such a nature that all engagements between the families were at an end—when the final award came, it did not shock her so much as her parents, as her mother rather expected (for John Sedley himself was entirely prostrate in the ruins of his own affairs and shattered honour). Amelia took the news very palely and calmly. It was only the confirmation of the dark presages which had long gone before. It was the mere reading of the sentence—of the crime she had long ago been guilty—the crime of loving wrongly, too violently, against reason. She told no more of her thoughts now than she had before. She seemed scarcely more unhappy now when convinced all hope was over, than before when she felt but dared not confess that it was gone. So she changed from the large house to the small one without any mark or difference; remained in her little room for the most part; pined silently; and died away day by day. I do not mean to say that all females are so. My dear Miss Bullock, I do not think your heart would break in this way. You are a strong-minded young woman with proper principles. I do not venture to say that mine would; it has suffered, and, it must be confessed, survived. But there are some souls thus gently constituted, thus frail, and delicate, and tender.

Whenever old John Sedley thought of the affair between George and Amelia, or alluded to it, it was with bitterness almost as great as Mr. Osborne himself had shown. He cursed Osborne and his family as heartless, wicked, and ungrateful. No power on earth, he swore, would induce him to marry his daughter to the son of such a villain, and he ordered Emmy to banish George from her mind, and to return all the presents and letters which she had ever had from him.

She promised acquiescence, and tried to obey. She put up the two or three trinkets: and, as for the letters, she drew them out of the place where she kept them; and read them over—as if she did not know them by heart already: but she could not part with them. That effort was too much for her; she placed them back in her bosom again—as you have seen a woman nurse a child that is dead. Young Amelia felt that she would die or lose her senses outright, if torn away from this last consolation. How she used to blush and lighten up when those letters came! How she used to trip away with a beating heart, so that she might read unseen! If they were cold, yet how perversely this fond little soul interpreted them into warmth. If they were short or selfish, what excuses she found for the writer!

It was over these few worthless papers that she brooded and brooded. She lived in her past life—every letter seemed to recall some

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