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been removed from his former station and comrades to his new charge in the city. But Frank had not only risen in his profession; he had also risen intellectually. His mother had secured to him a pretty good education to begin with, and his own natural taste and studious habits had led him to read extensively. His business required him to sit up and watch when other men slept. He seldom went to bed before four o'clock any morning, and when he did take his rest he lay down like the soldier in an enemy's country, ready to rush to arms at the first sound of the bugle. His bugle, by the way, was a speaking-trumpet, one end of which was close to the head of his bed, the other end being in the lobby where the men on duty for the night reposed.

During these long watches in the silent lobby, with the two men belted and booted on their tressels, the clock ticking gently by his side, like the soft quiet voice of a chatty but not tiresome friend, Frank read book after book with absorbing interest. History, poetry, travel, romance--all kinds were equally devoured. At the particular time of which we write, however, he read more of poetry than of anything else.

The consequence was that Frank, who was one of nature's gentlemen, became a well-informed man, and might have moved in any circle of society with credit to himself, and profit as well as pleasure to others.

Frank was by nature grave, sedate, earnest, thoughtful. Emma was equally earnest--more so perhaps--but she was light-hearted (not light _headed_, observe) and volatile. The result was mutual attraction. Let philosophers account for the mutual attraction of these qualities as they best may, we simply record the fact. History records it; nature records it; experience--everything records it; who has the temerity, or folly, to deny it?

Emma and Frank _felt_ it, and, in some mysterious way, Frank had come to know something or other about Emma's feelings, which it is not our business to inquire into too particularly.

So, then, Frank also gazed--no, not at the moon; it would have required him to ascend three flights of stairs, and a ladder, besides passing through a trap to the roof of the station, to enable him to do that; but there was a lamp over the fireplace, with a tin reflector, which had quite a dazzling effect of its own--not a bad imitation of the moon in a small way--so he gazed at that, and thought it very bright indeed; brighter than usual.

We may as well put the reader out of suspense at once by saying that we do not intend to describe Miss Tippet's evening with "a few friends." Our own private opinion in regard to the matter is, that if they had been fewer than they were, and more worthy of the name of friends, the evening might have been worth recording, but it is sufficient to say that they all came; acted as usual, spoke as usual, felt as usual, "favoured the company" with songs, as usual, and--ah--yes--enjoyed themselves as usual till about half-past eleven o'clock, when they all took their leave, with the exception of Miss Deemas, who, in consideration of the coldness of the weather, had agreed to spend the night with her "dear friend."

Miss Deemas was one of those unfortunates with whom it is impossible for any one to sleep. Besides being angular and hard, she had a habit of kicking in her slumbers, and, being powerful, was a dangerous bedfellow. She knew this herself, and therefore wisely preferred, when visiting her friends, to sleep alone. Hence it happened that Miss Tippet and Emma went to bed in the back room with the green hangings, while Miss Deemas retired to the front room with the blue paper.

There is a common fallacy in naval matters founded on poetical license, to the effect that the mariner is separated from death by a single plank; whereas, the unpoetical truth is, that the separation consists of many hundreds of planks, and a solid bulwark of timbers more than a foot thick, besides an inner "skin," the whole being held together by innumerable iron and oaken bolts and trenails, and tightened with oakum and pitch. We had almost fallen into this error--or poetical laxity of expression--by saying that, on the night of which we write, little did Miss Tippet know that she was separated from, not death exactly, but from something very awful, by a single plank; at least, by the floor of her own residence, and the ceiling of the house below--as the sequel will show.

That same night, David Boone, gaunt, tall, and cadaverous as of old, sat in his back parlour, talking with his friend Gorman.

"Now, Boone," said the latter, with an oath, "I'm not goin' to hang off and on any longer. It's more than seven years since we planned this business, the insurances have been effected, you've bin a prosperous man, yet here you are, deeper in my debt than ever."

"Quite true," replied Boone, whose face was so pale that he might have easily been mistaken for a ghost, "but you know I have paid up my premiums quite regular, and your interest too, besides clearin' off some of the principal. Come, don't be hard on me, Gorman. If it had not been that trade has got worse of late, I would have cleared off all I owe you, but indeed, indeed I have not been so successful of late, and I'm again in difficulties. If you will only wait--"

"No," cried Gorman, "I'll not wait. I have waited long enough. How long would you have me wait--eh? Moreover, I'm not hard on you. I show you an easy way to make a good thing of it, and you're so chicken-hearted that you're afraid to do it."

"It's such a mean thing to do," said Boone.

"Mean! Why, what do you call the style of carrying on business that you started with seven years ago, and have practised more or less ever since?"

"That is mean, too," said Boone; "I'm ashamed of it; sorry for it. It was for a time successful no doubt, and I have actually paid off all my creditors except yourself, but I don't think it the less mean on that account, and I'm thoroughly ashamed of it."

There was a good deal of firmness in Boone's tone as he said this, and his companion was silent for a few minutes.

"I have arranged," he said at last, "about your making over your policies of insurance to me as security for the debt you owe me. You won't have to pay them next half-year, I'll do that for you _if necessary_." He laughed as he said this. "I have now come to ask you to set the house alight, and have the plan carried out, and the whole affair comfortably settled."

Gorman said this in an encouraging voice, assuming that his dupe was ready to act.

"B-but it's awful to think of," said Boone; "suppose it's found out?"

"How can it be found out?"

"Well, I don't know. It's wonderful how crime is discovered," said Boone despondingly; "besides, think of the risk we run of burning the people who live above, as well as my two clerks who sleep in the room below us; that would be murder, you know. I'm sure I have tried my very best to get Miss Tippet to go from home for a short time, I've almost let the cat out of the bag in my anxiety, but she won't take the hint."

"Oho!" exclaimed Gorman, with a laugh.

"Well, have you made the arrangements as I directed you last night?"

"Yes, I've got a lot of tarry oakum scattered about, and there is a pile of shavings," he added, pointing to a corner of the room; "the only thing I'm anxious about is that my young man Robert Roddy caught me pouring turpentine on the walls and floor of the shop. I pretended that it was water I had in the can, and that I was sprinkling it to lay the dust before sweeping up. Roddy is a slow, stupid youth; he always was, and, I daresay, did not notice the smell."

Gorman was himself filled with anxiety on hearing the first part of this, but at the conclusion he appeared relieved.

"It's lucky you turned it off so," said he, "and Roddy _is_ a stupid fellow. I daresay he has no suspicion. In fact, I am sure of it."

"It's not of much importance _now_, however," said Boone, rising and confronting his friend with more firmness than he had ever before exhibited to him, "because I have resolved _not to do it_."

Gorman lit his pipe at the fire, looking at the bowl of it with a scornful smile as he replied--

"Oh! you have made up your mind, have you?"

"Yes, decidedly. Nothing will move me. You may do your worst."

"Very good," remarked Gorman, advancing with the lighted paper towards the heap of shavings.

Boone sprang towards him, and, seizing his arms, grasped the light and crushed it out.

"What would you do, madman?" he cried. "You can only ruin me, but do you not know that I will have the power to denounce you as a fire-raiser?"

Gorman laughed, and returned to the fireplace, while Boone sat down on a chair almost overcome with terror.

"What! you dare to defy me?" said Gorman, with an air of assumed pity. "A pretty case you would have to make out of it. You fill your shop with combustibles, you warn your tenant upstairs to get out of the premises for a time in a way that must be quite unaccountable to her (until the fire accounts for it), and your own clerk sees you spilling turpentine about the place the day before the fire occurs, and yet you have the stupidity to suppose that people will believe you when you denounce _me_!"

Poor David Boone's wits seemed to be sharpened by his despair, for he said suddenly, after a short pause--

"If the case is so bad it will tell against yourself, Gorman, for I shall be certainly convicted, and the insurance will not be paid to you."

"Ay, but the case is not so bad as it looks," said Gorman, "if you only have the sense to hold your tongue and do what you are told; for nobody knows all these things but you and me, and nobody can put them together except ourselves--d'ye see?"

"It matters not," said Boone firmly; "I _won't_ do it--there!"

Both men leaped up. At the same moment there was a sound as of something falling in the shop. They looked at each other.

"Go see what it is," said Gorman.

The other stepped to the door.

"It's only two of my wax-dolls tumbled off the shelf," he said on returning.

An exclamation of horror escaped him, for he saw that the heap of shavings had been set on fire during his momentary absence, and Gorman stood watching them with a demoniacal grin.

Boone was struck dumb. He could not move or speak. He made a feeble effort to stretch out his hands as if to extinguish the fire, but Gorman seized him in his powerful grasp and held him fast. In a few seconds
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