The Card, Arnold Bennett [carter reed .txt] 📗

"And what's more," Denry pursued, "I'll collect 'em for five per cent, instead of seven-and-a-half. Give me a free hand, and see if I don't get better results than he did. And I'll settle accounts every month, or week if you like, instead of once a quarter, like he does."

The bright and beautiful idea had smitten Denry like some heavenly arrow. It went through him and pierced Mrs Codleyn with equal success. It was an idea that appealed to the reason, to the pocket, and to the instinct of revenge. Having revengefully settled the hash of Mr Duncalf, they went into church.

No need to continue this part of the narrative. Even the text of the rector's sermon has no bearing on the issue.

In a week there was a painted board affixed to the door of Denry's mother:

There was also an advertisement in the Signal, announcing that Denry managed estates large or small.

III

The next crucial event in Denry's career happened one Monday morning, in a cottage that was very much smaller even than his mother's. This cottage, part of Mrs Codleyn's multitudinous property, stood by itself in Chapel Alley, behind the Wesleyan chapel; the majority of the tenements were in Carpenter's Square, near to. The neighbourhood was not distinguished for its social splendour, but existence in it was picturesque, varied, exciting, full of accidents, as existence is apt to be in residences that cost their occupiers an average of three shillings a week. Some persons referred to the quarter as a slum, and ironically insisted on its adjacency to the Wesleyan chapel, as though that was the Wesleyan chapel's fault. Such people did not understand life and the joy thereof.

The solitary cottage had a front yard, about as large as a blanket, surrounded by an insecure brick wall and paved with mud. You went up two steps, pushed at a door, and instantly found yourself in the principal reception-room, which no earthly blanket could possibly have covered. Behind this chamber could be seen obscurely an apartment so tiny that an auctioneer would have been justified in terming it "bijou," Furnished simply but practically with a slopstone; also the beginnings of a stairway. The furniture of the reception-room comprised two chairs and a table, one or two saucepans, and some antique crockery. What lay at the upper end of the stairway no living person knew, save the old woman who slept there. The old woman sat at the fireplace, "all bunched up," as they say in the Five Towns. The only fire in the room, however, was in the short clay pipe which she smoked; Mrs Hullins was one of the last old women in Bursley to smoke a cutty; and even then the pipe was considered coarse, and cigarettes were coming into fashion—though not in Chapel Alley. Mrs Hullins smoked her pipe, and thought about nothing in particular. Occasionally some vision of the past floated through her drowsy brain. She had lived in that residence for over forty years. She had brought up eleven children and two husbands there. She had coddled thirty-five grand-children there, and given instruction to some half-dozen daughters-in-law. She had known midnights when she could scarcely move in that residence without disturbing somebody asleep. Now she was alone in it. She never left it, except to fetch water from the pump in the square. She had seen a lot of life, and she was tired.

Denry came unceremoniously in, smiling gaily and benevolently, with his bright, optimistic face under his fair brown hair. He had large and good teeth. He was getting—not stout, but plump.

"Well, mother!" he greeted Mrs Hullins, and sat down on the other chair.

A young fellow obviously at peace with the world, a young fellow content with himself for the moment. No longer a clerk; one of the employed; saying "sir" to persons with no more fingers and toes than he had himself; bound by servile agreement to be in a fixed place at fixed hours! An independent unit, master of his own time and his own movements! In brief, a man! The truth was that he earned now in two days a week slightly more than Mr Duncalf paid him for the labour of five and a half days. His income, as collector of rents and manager of estates large or small, totalled about a pound a week. But, he walked forth in the town, smiled, joked, spoke vaguely, and said, "Do you?" to such a tune that his income might have been guessed to be anything from ten pounds a week to ten thousand a year. And he had four days a week in which to excogitate new methods of creating a fortune.

"I've nowt for ye," said the old woman, not moving.

"Come, come, now! That won't do," said Denry. "Have a pinch of my tobacco."

She accepted a pinch of his tobacco, and refilled her pipe, and he gave her a match.

"I'm not going out of this house without half-a-crown at any rate!" said Denry, blithely.

And he rolled himself a cigarette, possibly to keep warm. It was very chilly in the stuffy residence, but the old woman never shivered. She was one of those old women who seem to wear all the skirts of all their lives, one over the other.

"Ye're here for th' better part o' some time, then," observed Mrs Hullins, looking facts in the face. "I've told you about my son Jack. He's been playing [out of work] six weeks. He starts to-day, and he'll gi'me summat Saturday."

"That won't do," said Denry, curtly and kindly.

He then, with his bluff benevolence, explained to Mother Hullins that Mrs Codleyn would stand no further increase of arrears from anybody, that she could not afford to stand any further increase of arrears, that her tenants were ruining her, and that he himself, with all his cheery good-will for the rent-paying classes, would be involved in her fall.

"Six-and-forty years have I been i' this 'ere house!" said Mrs Hullins.

"Yes, I know," said Denry. "And look at what you owe, mother!"

It was with immense good-humoured kindliness that he invited her attention to what she owed. She tacitly declined to look at it.

"Your children ought to keep you," said Denry, upon her silence.

"Them as is dead, can't," said Mrs Hullins, "and them as is alive has their own to keep, except Jack."

"Well, then, it's bailiffs," said Denry, but still cheerfully.

"Nay, nay! Ye'll none turn me out."

Denry threw up his hands, as if to exclaim: "I've done all I can, and I've given you a pinch of tobacco. Besides, you oughtn't to be here alone. You ought to be with one of your children."

There was more conversation, which ended in Denry's repeating, with sympathetic resignation:

"No, you'll have to get out. It's bailiffs."

Immediately afterwards he left the residence with a bright filial smile. And then, in two minutes, he popped his cheerful head in at the door again.

"Look here, mother," he said, "I'll lend you half-a-crown if you like."

Charity beamed on his face, and genuinely warmed his heart.

"But you must pay me something for the accommodation," he added. "I can't do it for nothing. You must pay me back next week and give me threepence. That's fair. I couldn't bear to see you turned out of your house. Now get your rent-book."

And he marked half-a-crown as paid in her greasy, dirty rent-book, and the same in his large book.

"Eh, you're a queer 'un, Mester Machin!" murmured the old woman as he left. He never knew precisely what she meant. Fifteen—twenty—years later in his career her intonation of that phrase would recur to him and puzzle him.

On the following Monday everybody in Chapel Alley and Carpenter's Square seemed to know that the inconvenience of bailiffs and eviction could be avoided by arrangement with Denry the philanthropist. He did quite a business. And having regard to the fantastic nature of the security, he could not well charge less than threepence a week for half-a-crown. That was about 40 per cent. a month and 500 per cent. per annum. The security was merely fantastic, but nevertheless he had his remedy against evil-doers. He would take what they paid him for rent and refuse to mark it as rent, appropriating it to his loans, so that the fear of bailiffs was upon them again. Thus, as the good genius of Chapel Alley and Carpenter's Square, saving the distressed from the rigours of the open street, rescuing the needy from their tightest corners, keeping many a home together when but for him it would have fallen to pieces—always smiling, jolly, sympathetic, and picturesque—Denry at length employed the five-pound note won from Harold Etches. A five-pound note— especially a new and crisp one, as this was—is a miraculous fragment of matter, wonderful in the pleasure which the sight of it gives, even to millionaires; but perhaps no five-pound note was ever so miraculous as Denry's. Ten per cent. per week, compound interest, mounts up; it ascends, and it lifts. Denry never talked precisely. But the town soon began to comprehend that he was a rising man, a man to watch. The town admitted that, so far, he had lived up to his reputation as a dancer with countesses. The town felt that there was something indefinable about Denry.

Denry himself felt this. He did not consider himself clever or brilliant. But he considered himself peculiarly gifted. He considered himself different from other men. His thoughts would run:

"Anybody but me would have knuckled down to Duncalf and remained a shorthand clerk for ever."

"Who but me would have had the idea of going to the ball and asking the Countess to dance?... And then that business with the fan!"

"Who but me would have had the idea of taking his rent-collecting off Duncalf?"

"Who but me would have had the idea of combining these loans with the rent-collecting? It's simple enough! It's just what they want! And yet nobody ever thought of it till I thought of it!"

And he knew of a surety that he was that most admired type in the bustling, industrial provinces—a card.

IV

The desire to become a member of the Sports Club revived in his breast. And yet, celebrity though he was, rising though he was, he secretly regarded the Sports Club at Hillport as being really a bit above him. The Sports Club was the latest and greatest phenomenon of social life in Bursley, and it was emphatically the club to which it behoved the golden youth of the town to belong. To Denry's generation the Conservative Club and the Liberal Club did not seem like real clubs; they were machinery for politics, and membership carried nearly no distinction with it. But the Sports Club had been founded by the most dashing young men of Hillport, which is the most aristocratic suburb of Bursley and set on a lofty eminence. The sons of the wealthiest earthenware manufacturers made a point of belonging to it, and, after a period of disdain, their fathers also made a point of belonging to it. It was housed in an old mansion, with extensive grounds and a pond and tennis courts; it had a working agreement with the Golf Club and with the Hillport Cricket Club. But chiefly it was a social affair. The correctest thing was to be seen there at nights, rather late than early; and an exact knowledge of card games and billiards was worth more in it than prowess on the field.

It was a club in the Pall Mall sense of the word.

And Denry still lived in insignificant Brougham Street, and his mother was still a sempstress! These were apparently insurmountable truths. All the men whom he knew to be members were somehow more dashing than Denry--and it was a question of dash; few things are more mysterious than dash. Denry was unique, knew himself to be unique; he had danced with a countess, and yet... these other fellows!... Yes, there are puzzles, baffling puzzles, in the social career.

In going over on