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seat of a magnificent carriage, drawn by two great powerful horses, and conveying about the city for recreation a dyspeptic lap-dog, while trudging along the gutter in search of work or something to eat was a weak, ill-fed, broken-down old man, who had, no doubt, given the best years of his life to the actual labor which had increased the wealth of the community.

Along the streets everywhere were dirty young boys of tender age, who should have been at school or play, rushing madly in every direction, trying to earn a few cents by the sale of newspapers, polishing shoes, and acting as chore boys.

Little brass bands were scattered about here and there, braying forth inharmoniously, and organ grinders and street piano players were rending the air with bad music in return for a few pennies, thrown to them by passing pedestrians.

Venders of fruit, shoe-strings, collar-buttons, and other light merchandise were scattered along the sidewalks and gutters, trying to earn a living by the sale of their wares, while beggars occasionally stopped the more fortunate members of society with pathetic importunities for money to buy bread.

Cabmen and horses were wasting the public power by standing idly about waiting for engagements, or else driving aimlessly in all directions, searching for patronage.

Wagons of every description were rushing about hither and thither in a wretchedly unsystematic method of retail delivery, utilizing in many cases the labor of two men and a team of horses to carry a small package several miles distant.

Countless little retail merchants, with an incalculable force of managers, clerks, book-keepers, errand boys, etc., were fairly throwing away the public power in enormous quantities through the brainless struggle of competitive trade.

All these imperfections could be extirpated by the abolition of the money system, thought I, as the carriage came to a standstill in front of a great brown stone edifice, and the driver announced that we had reached our destination. The door of the carriage was swung open by a uniformed employee, and, alighting therefrom, I was immediately ushered into the main office of the leading institution of its kind in the World--the Waldoria Hotel.

It was quite a new sensation for me to enter this great hostelry as a guest, having spent the fore part of my life as a rough adventurer who had never known the meaning of luxury or refinement. But still, somehow or other, it always seemed natural for me to carry myself properly in whatever position I happened to be placed, and on this occasion I felt composed and at my ease as I entered and made known my identity to the head clerk.

This pompous servant showed extraordinary affability and politeness toward me, which caused me to wonder how I should have been received by him had I been a shoemaker, a carpenter, or some other honest son of toil, whose labor increases the wealth of the world, instead of a moneyed gentleman of leisure and extravagance, as he evidently supposed me to be.

"Your secretary has deposited five thousand dollars to your credit here, Mr. Convert," said he, handing me a blank cheque book, "so if you will kindly give me your signature for certification, you can then draw upon that amount as you see fit."

In astonishment I was about to inform him that I had no secretary, and that the money was not mine, when it occurred to me that perhaps Arletta, or her agent, if she had one, must have pretended to be my secretary. So I said nothing and did as requested.

Upon being shown to my apartments, a handsomely furnished suite of two rooms and a bath, upon the tenth floor, I was further amazed to find therein a trunk, two dress-suit cases, a traveling bag, and six suits of fine clothes, made in different styles, from an evening dress to a sack business suit. And the bedstead, tables and bureaus were literally covered with articles, such as a bath-robe, pajamas, underwear, shirts, collars, cuffs, gloves, hats, shoes, etc., all brand new and marked "John Convert." Upon the dressing case was a small jewel box, containing several kinds of gold cuff buttons, diamond scarf pins, and a solid gold watch, on the inside of which was inscribed, "From Arletta to John."

It took some time for me to get over the wonderment into which I was plunged at the sight of these things, and the contemplation of how far Arletta intended going before ceasing her benevolent acts towards me, but after spending an hour or two in becoming accustomed to my surroundings and putting the various articles away into the bureaus and wardrobes, I decided to make a general survey of the entire hotel premises.

I learned that the Waldoria Hotel was thirty stories high, and covered an entire block in the most fashionable district in New York City. In many ways it resembled a small city in itself, containing a bank, theatre, music hall, photograph gallery, art studio, gymnasium, laundry, electric plant, Turkish baths, tonsorial apartments, brokers' offices, library, and various ball-rooms, besides four different restaurants, two cafes, and several reception and smoking rooms for the use of its patrons.

The entire roof of the building was utilized as a promenade and summer garden for musical entertainments.

The hotel could accommodate about three thousand guests, who occupied apartments, the rentals of which cost from three to one hundred and fifty dollars per day. About two thousand employees were necessary to keep the establishment in good running order. Each floor had a separate clerk and corps of attendants, and nobody could gain admission to any of the apartment floors except the occupants and their guests.

All of the apartments of the hotel, from the magnificent "Royal Suite" to the single bedrooms of the transients, were furnished in the most luxurious manner possible. Costly draperies, priceless paintings, and exquisite furnishings of every description, adorned the drawing-rooms, ball-rooms, foyers and restaurants. Statues of ancient personages ornamented the different hallways, while the carved marble and woodwork seen everywhere showed splendid workmanship. Sweet strains of music from the orchestras stationed in different balconies could be heard in most any part of the building.

Seated on either side of the long, commodious corridors, on lounges overhung by palms and tropical plants of various descriptions, were men and women of the fashionable set, who represented the largest portion of wealth of the community.

The women with their low-cut gowns, highly perfumed, and weighted down with jewels of every kind, formed a brilliant spectacle that was bewitching and bewildering to behold. They vied with one another in the display of their gorgeous gowns and jewels, with the desire to impress upon each other thereby the wealth they possessed and the position they held in society. In fact, wealth seemed to be the predominant feature of their whole existence.

Beautiful young women scarcely out of their teens, could be seen paying all of their attentions to decrepit, bald-headed old men of apparent opulence, while on the other hand, young and athletic looking men were courting women old enough to be their grandmothers. In either case, the young were quite willing to sell their persons for wealth. These unnatural facts plainly demonstrated to what depths the human being, will go in an endeavor to secure money, or the power derived therefrom.

In the restaurants, the most criminal extravagance was practiced by these moneyed people, in many cases the costly viands and high-priced wines ordered being only partly consumed, and the remainder left to be thrown into the waste barrel. In fact, it appeared that the individual's importance was gauged by the amount of money he could spend, and men who no doubt in a great many cases squeezed the pennies from the poor laboring classes through their different financial methods of confiscation, thought nothing of spending from five to fifty dollars for a single meal.

In short, I found the Waldoria Hotel to be a sort of a heavenly place, infested principally by hellish beings-a welcome nest for people with money but a very unwelcome place for persons who had none. It made absolutely no difference how people got their money as long as they had it.

The stone masons, iron-workers, carpenters, painters, plumbers and other laborers who built the beautiful edifice were not allowed inside of it. The furniture makers, carpet and tapestry weavers, interior decorators, etc., through whose skill the hotel was made grand, were not permitted to enjoy the magnificence of their own creation. But owing to the stupid money system, which these laborers them selves help to keep in force, the results of their combined efforts were either usurped by an unproductive class fortunate enough to be born rich, or those shrewd enough to accumulate money, such as trust managers, bankers, real estate speculators, stock jobbers, and brokers, gamblers, burglars, money loan swindlers, high salaried clergymen, etc.

CHAPTER XXVIII

In looking over the daily newspapers the next morning my attention was forcefully called to the fact that fully nine-tenths of the news columns was given to the promulgation of crime in all its various forms, of which ninety per cent could be directly traced to the money evil, of which the system of individual accumulation must be held responsible. For the benefit of future generations who may desire information that will give them an exact idea of the real value of their civilized ancestors, I herewith reproduce a few extracts from the newspapers, word for word, just as the despatches were published.

"Albany, N. Y., Special Despatch: It is reported on high authority that State Senator Grab has received a half million dollars, to be distributed among the various senators and assemblymen, for the purpose of securing their votes in exchange for certain legislative laws that will favor the Gas Trust in its iniquitous squeeze of the people for higher rates. Several senators have openly threatened to vote against these measures, claiming that Senator Grab is acting the hog and will not divide the booty fairly among them."

"Fall River, Mass.: Ten thousand workingmen and women have been thrown out of employment by the mills of this city, owing to the unprecedented rise in the price of cotton, caused by the recent manipulations of that famous Wall Street speculator, Dan Bull, who by forcing up the prices in the speculative market has added millions to his own bank account during the past few weeks. The mills have been shut down indefinitely and starvation is now facing thousands of men, women and children as a consequence."

"Brooklyn, N. Y.: The marriage ceremony between the Right Reverend Q. T. Getrich, Bishop of New York, and Mrs. E. Z. Money was solemnized here today with great pomp, and attended by some of the very wealthiest and most fashionable people of the country. It has been suggested by some ungodly reprobate that perhaps the young and handsome bishop married the fat and aged widow to gain possession of her millions, but this sacrilegious imputation is furiously resented by all pious church members."

"Chicago, Ill.: Municipal ownership of public utilities seems to have been given a serious setback by the very costly and unsuccessful experiment this city undertook in operating its own electric and water plants during the past year. It appears that city officials are just as susceptible to the charm of money as private corporations, and just as willing, by corrupt methods, to fleece the public in order to obtain it. It is evident that as long as there is money in use there will always be boodlers."

"Baltimore, Md.: The pure food inspectors of this city after having made an inspection of the different canned goods, have come to the conclusion that at least ninety per cent. of the same is adulterated and that the public is being slowly poisoned to death. The greed of the various concerns which produce these things for bigger profits, causes them to use cheap chemicals in their adulterative methods in place of higher priced and genuine substances. These inspectors make the astonishing statement that they believe all foods and drinks are more

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