The Card, Arnold Bennett [read with me .txt] 📗

be perceived on Nellie's brow that her father was going "to catch it."

"I haven't seen Mr Cotterill yet," said Mrs Capron-Smith.

"When did you come?" Denry asked.

"Only this afternoon."

She continued to talk.

As he looked at her, listening and responding intelligently now and then, he saw that Mrs Capron-Smith was in truth the woman that Ruth had so cleverly imitated ten years before. The imitation had deceived him then; he had accepted it for genuine. It would not have deceived him now--he knew that. Oh yes! This was the real article that could hold its own anywhere.... Switzerland! And not simply Switzerland, but a refinement on Switzerland! Switzerland in winter! He divined that in her opinion Switzerland in summer was not worth doing--in the way of correctness. But in winter...


II

Nellie had announced a surprise for Denry as he entered the house, but Nellie's surprise for Denry, startling and successful though it proved, was as naught to the surprise which Mr Cotterill had in hand for Nellie, her mother, Denry, the town of Bursley, and various persons up and down the country.

Mrs Cotterill came hysterically in upon the duologue between Denry and Ruth in the drawing-room. From the activity of her hands, which, instead of being decently folded one over the other, were waving round her head in the strangest way, it was clear that Mrs Cotterill was indeed under the stress of a very unusual emotion.

"It's those creditors--at last! I knew it would be! It's all those creditors! They won't let him alone, and now they've _done_ it."

So Mrs Cotterill! She dropped into a chair. She had no longer any sense of shame, of what was due to her dignity. She seemed to have forgotten that certain matters are not proper to be discussed in drawing-rooms. She had left the room Mrs Councillor Cotterill; she returned to it nobody in particular, the personification of defeat. The change had operated in five minutes.

Mrs Capron-Smith and Denry glanced at each other, and even Mrs Capron-Smith was at a loss for a moment. Then Ruth approached Mrs Cotterill and took her hand. Perhaps Mrs Capron-Smith was not so astonished after all. She and Nellie's mother had always been "very friendly." And in the Five Towns "very friendly" means a lot.

"Perhaps if you were to leave us," Ruth suggested, twisting her head to glance at Denry.

It was exactly what he desired to do. There could be no doubt that Ruth was supremely a woman of the world. Her tact was faultless.

He left them, saying to himself: "Well, here's a go!"

In the hall, through an open door, he saw Councillor Cotterill standing against the dining-room mantelpiece.

When Cotterill caught sight of Denry he straightened himself into a certain uneasy perkiness.

"Young man," he said in a counterfeit of his old patronising tone, "come in here. You may as well hear about it. You're a friend of ours. Come in and shut the door."

Nellie was not in view.

Denry went in and shut the door.

"Sit down," said Cotterill.

And it was just as if he had said: "Now, you're a fairly bright sort of youth, and you haven't done so badly in life; and as a reward I mean to admit you to the privilege of hearing about our ill-luck, which for some mysterious reason reflects more credit on me than your good luck reflects on you, young man."

And he stroked his straggling grey beard.

"I'm going to file my petition to-morrow," said he, and gave a short laugh.

"Really!" said Denry, who could think of nothing else to say. His name was not Capron-Smith.

"Yes; they won't leave me any alternative," said Mr Cotterill.

Then he gave a brief history of his late commercial career to the young man. And he seemed to figure it as a sort of tug-of-war between his creditors and his debtors, he himself being the rope. He seemed to imply that he had always done his sincere best to attain the greatest good of the greatest number, but that those wrong-headed creditors had consistently thwarted him.

However, he bore them no grudge. It was the fortune of the tug-of-war. He pretended, with shabby magnificence of spirit, that a bankruptcy at the age of near sixty, in a community where one has cut a figure, is a mere passing episode.

"Are you surprised?" he asked foolishly, with a sheepish smile.

Denry took vengeance for all the patronage that he had received during a decade.

"No!" he said. "Are you?"

Instead of kicking Denry out of the house for an impudent young jackanapes, Mr Cotterill simply resumed his sheepish smile.

Denry had been surprised for a moment, but he had quickly recovered. Cotterill's downfall was one of those events which any person of acute intelligence can foretell after they have happened. Cotterill had run the risks of the speculative builder, built and mortgaged, built and mortgaged, sold at a profit, sold without profit, sold at a loss, and failed to sell; given bills, second mortgages, and third mortgages; and because he was a builder and could do nothing but build, he had continued to build in defiance of Bursley's lack of enthusiasm for his erections. If rich gold deposits had been discovered in Bursley Municipal Park, Cotterill would have owned a mining camp and amassed immense wealth; but unfortunately gold deposits were not discovered in the Park. Nobody knew his position; nobody ever does know the position of a speculative builder. He did not know it himself. There had been rumours, but they had been contradicted in an adequate way. His recent refusal of the mayoral chain, due to lack of spare coin, had been attributed to prudence. His domestic existence had always been conducted on the same moderately lavish scale. He had always paid the baker, the butcher, the tailor, the dressmaker.

And now he was to file his petition in bankruptcy, and to-morrow the entire town would have "been seeing it coming" for years.

"What shall you do?" Denry inquired in amicable curiosity.

"Well," said Cotterill, "that's the point. I've got a brother a builder in Toronto, you know. He's doing very well; building _is_ building over there. I wrote to him a bit since, and he replied by the next mail --by the next mail--that what he wanted was just a man like me to overlook things. He's getting an old man now, is John. So, you see, there's an opening waiting for me."

As if to say, "The righteous are never forsaken."

"I tell you all this as you're a friend of the family like," he added.

Then, after an expanse of vagueness, he began hopefully, cheerfully, undauntedly:

"Even _now_ if I could get hold of a couple of thousand I could pull through handsome--and there's plenty of security for it."

"Bit late now, isn't it?"

"Not it. If only some one who really knows the town, and has faith in the property market, would come down with a couple of thousand--well, he might double it in five years."

"Really!"

"Yes," said Cotterill. "Look at Clare Street."

Clare Street was one of his terra-cotta masterpieces.

"You, now," said Cotterill, insinuating. "I don't expect anyone can teach _you_ much about the value o' property in this town. You know as well as I do. If you happened to have a couple of thousand loose--by gosh! it's a chance in a million."

"Yes," said Denry. "I should say that was just about what it was."

"I put it before you," Cotterill proceeded, gathering way, and missing the flavour of Denry's remark. "Because you're a friend of the family. You're so often here. Why, it's pretty near ten years...."

Denry sighed: "I expect I come and see you all about once a fortnight fairly regular. That makes two hundred and fifty times in ten years. Yes...."

"A couple of thou'," said Cotterill, reflectively.

"Two hundred and fifty into two thousand--eight. Eight pounds a visit. A shade thick, Cotterill, a shade thick. You might be half a dozen fashionable physicians rolled into one."

Never before had he called the Councillor "Cotterill" unadorned. Me Cotterill flushed and rose.

Denry does not appear to advantage in this interview. He failed in magnanimity. The only excuse that can be offered for him is that Mr Cotterill had called him "young man" once or twice too often in the course of ten years. It is subtle.


III

"No," whispered Ruth, in all her wraps. "Don't bring it up to the door. I'll walk down with you to the gate, and get in there."

He nodded.

They were off, together. Ruth, it had appeared, was actually staying at the Five Towns Hotel at Knype, which at that epoch was the only hotel in the Five Towns seriously pretending to be "first-class" in the full-page advertisement sense. The fact that Ruth was staying at the Five Towns Hotel impressed Denry anew. Assuredly she did things in the grand manner. She had meant to walk down by the Park to Bursley Station and catch the last loop-line train to Knype, and when Denry suddenly disclosed the existence of his motor-car, and proposed to see her to her hotel in it, she in her turn had been impressed. The astonishment in her tone as she exclaimed: "Have you got a _motor_?" was the least in the world naive.

Thus they departed together from the stricken house, Ruth saying brightly to Nellie, who had reappeared in a painful state of demoralisation, that she should return on the morrow.

And Denry went down the obscure drive with a final vision of the poor child, Nellie, as she stood at the door to speed them. It was extraordinary how that child had remained a child. He knew that she must be more than half-way through her twenties, and yet she persisted in being the merest girl. A delightful little thing; but no _savoir vivre_, no equality to a situation, no spectacular pride. Just a nice, bright girl, strangely girlish.... The Cotterills had managed that bad evening badly. They had shown no dignity, no reserve, no discretion; and old Cotterill had been simply fatuous in his suggestion. As for Mrs Cotterill, she was completely overcome, and it was due solely to Ruth's calm, managing influence that Nellie, nervous and whimpering, had wound herself up to come and shut the front door after the guests.

It was all very sad.

When he had successfully started the car, and they were sliding down the Moorthorne hill together, side by side, their shoulders touching, Denry threw off the nightmarish effect of the bankrupt household. After all, there was no reason why he should be depressed. He was not a bankrupt. He was steadily adding riches to riches. He acquired wealth mechanically now. Owing to the habits of his mother, he never came within miles of living up to his income. And Ruth--she, too, was wealthy. He felt that she must be wealthy in the strict significance of the term. And she completed wealth by experience of the world. She was his equal. She understood things in general. She had lived, travelled, suffered, reflected--in short, she was a completed article of manufacture. She was no little, clinging, raw girl. Further, she was less hard than of yore. Her voice and gestures had a different quality. The world had softened her. And it occurred to him suddenly that her sole fault--extravagance-- had no importance now that she was wealthy.

He told her all that Mr Cotterill had said about Canada.