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in his error, and so at a double disadvantage.[1]

[Footnote 1: I may remark, parenthetically, that all this is a confirmation of the principle laid down in Die Welt als Wille und Vorstellung (Bk. I. p. 94: 4th edit.), that error always consists in making a wrong inference , that is, in ascribing a given effect to something that did not cause it.]

But in saying that we should anticipate the effects of time, I mean that we should mentally forecast what they are likely to be; I do not mean that we should practically forestall them, by demanding the immediate performance of promises which time alone can fulfill. The man who makes his demand will find out that there is no worse or more exacting usurer than Time; and that, if you compel Time to give money in advance, you will have to pay a rate of interest more ruinous than any Jew would require. It is possible, for instance, to make a tree burst forth into leaf, blossom, or even bear fruit within a few days, by the application of unslaked lime and artificial heat; but after that the tree will wither away. So a young man may abuse his strength - it may be only for a few weeks - by trying to do at nineteen what he could easily manage at thirty, and Time may give him the loan for which he asks; but the interest he will have to pay comes out of the strength of his later years; nay, it is part of his very life itself.

There are some kinds of illness in which entire restoration to health is possible only by letting the complaint run its natural course; after which it disappears without leaving any trace of its existence. But if the sufferer is very impatient, and, while he is still affected, insists that he is completely well, in this case, too, Time will grant the loan, and the complaint may be shaken off; but life-long weakness and chronic mischief will be the interest paid upon it.

Again, in time of war or general disturbance, a man may require ready money at once, and have to sell out his investments in land or consols for a third or even a still smaller fraction of the sum he would have received from them, if he could have waited for the market to right itself, which would have happened in due course; but he compels Time to grant him a loan, and his loss is the interest he has to pay. Or perhaps he wants to go on a long journey and requires the money: in one or two years he could lay by a sufficient sum out of his income, but he cannot afford to wait; and so he either borrows it or deducts it from his capital; in other words, he gets Time to lend him the money in advance. The interest he pays is a disordered state of his accounts, and permanent and increasing deficits, which he can never make good.

Such is Time's usury; and all who cannot wait are its victims. There is no more thriftless proceeding than to try and mend the measured pace of Time. Be careful, then, not to become its debtor.

SECTION 50. In the daily affairs of life, you will have very many opportunities of recognizing a characteristic difference between ordinary people of prudence and discretion. In estimating the possibility of danger in connection with any undertaking, an ordinary man will confine his inquiries to the kind of risk that has already attended such undertakings in the past; whereas a prudent person will look ahead, and consider everything that might possibly happen in the future, having regard to a certain Spanish maxim: lo que no acaece en un ano, acaece en un rato - a thing may not happen in a year, and yet may happen within two minutes.

The difference in question is, of course, quite natural; for it requires some amount of discernment to calculate possibilities; but a man need only have his senses about him to see what has already happened.

Do not omit to sacrifice to evil spirits. What I mean is, that a man should not hesitate about spending time, trouble, and money, or giving up his comfort, or restricting his aims and denying himself, if he can thereby shut the door on the possibility of misfortune. The most terrible misfortunes are also the most improbable and remote - the least likely to occur. The rule I am giving is best exemplified in the practice of insurance, - a public sacrifice made on the altar of anxiety. Therefore take out your policy of insurance!

SECTION 51. Whatever fate befalls you, do not give way to great rejoicings or great lamentations; partly because all things are full of change, and your fortune may turn at any moment; partly because men are so apt to be deceived in their judgment as to what is good or bad for them.

Almost every one in his turn has lamented over something which afterwards turned out to be the very best thing for him that could have happened - or rejoiced at an event which became the source of his greatest sufferings. The right state of mind has been finely portrayed by Shakespeare:

I have felt so many quirks of joy and grief That the first face of neither, on the start, Can woman me unto't .[1]

[Footnote 1: All's Well that Ends Well, Act. ii. Sc. 2 .]

And, in general, it may be said that, if a man takes misfortunes quietly, it is because he knows that very many dreadful things may happen in the course of life; and so he looks upon the trouble of the moment as only a very small part of that which might come. This is the Stoic temper - never to be unmindful of the sad fate of humanity - condicionis humanoe oblitus ; but always to remember that our existence is full of woe and misery: and that the ills to which we are exposed are innumerable. Wherever he be, a man need only cast a look around, to revive the sense of human misery: there before his eyes he can see mankind struggling and floundering in torment, - all for the sake of a wretched existence, barren and unprofitable!

If he remembers this, a man will not expect very much from life, but learn to accommodate himself to a world where all is relative and no perfect state exists; - always looking misfortune in the face, and if he cannot avoid it, meeting it with courage.

It should never be forgotten that misfortune, be it great or small, is the element in which we live. But that is no reason why a man should indulge in fretful complaints, and, like Beresford,[1] pull a long face over the Miseries of Human Life , - and not a single hour is free from them; or still less, call upon the Deity at every flea-bite - in pulicis morsu Deum invocare . Our aim should be to look well about us, to ward off misfortune by going to meet it, to attain such perfection and refinement in averting the disagreeable things of life, - whether they come from our fellow-men or from the physical world, - that, like a clever fox, we may slip out of the way of every mishap, great or small; remembering that a mishap is generally only our own awkwardness in disguise.

[Footnote 1: Translator's Note . - Rev. James Beresford (1764-1840), miscellaneous writer. The full title of this, his chief work, is "The Miseries of Human Life; or the last groans of Timothy Testy and Samuel Sensitive, with a few supplementary sighs from Mrs. Testy."]

The main reason why misfortune falls less heavily upon us, if we have looked upon its occurrence as not impossible, and, as the saying is, prepared ourselves for it, may be this: if, before this misfortune comes, we have quietly thought over it as something which may or may not happen, the whole of its extent and range is known to us, and we can, at least, determine how far it will affect us; so that, if it really arrives, it does not depress us unduly - its weight is not felt to be greater than it actually is. But if no preparation has been made to meet it, and it comes unexpectedly, the mind is in a state of terror for the moment and unable to measure the full extent of the calamity; it seems so far-reaching in its effects that the victim might well think there was no limit to them; in any case, its range is exaggerated. In the same way, darkness and uncertainty always increase the sense of danger. And, of course, if we have thought over the possibility of misfortune, we have also at the same time considered the sources to which we shall look for help and consolation; or, at any rate, we have accustomed ourselves to the idea of it.

There is nothing that better fits us to endure the misfortunes of life with composure, than to know for certain that everything that happens - from the smallest up to the greatest facts of existence - happens of necessity. [1] A man soon accommodates himself to the inevitable - to something that must be; and if he knows that nothing can happen except of necessity, he will see that things cannot be other that they are, and that even the strangest chances in the world are just as much a product of necessity as phenomena which obey well-known rules and turn out exactly in accordance with expectation. Let me here refer to what I have said elsewhere on the soothing effect of the knowledge that all things are inevitable and a product of necessity.[2]

[Footnote 1: This is a truth which I have firmly established in my prize-essay on the Freedom of the Will , where the reader will find a detailed explanation of the grounds on which it rests. Cf. especially p. 60. [Schopenhauer's Works, 4th Edit., vol. iv. - Tr .]]

[Footnote 2: Cf. Welt als Wille und Vorstellung , Bk. I. p. 361 (4th edit.).]

If a man is steeped in the knowledge of this truth, he will, first of all, do what he can, and then readily endure what he must.

We may regard the petty vexations of life that are constantly happening, as designed to keep us in practice for bearing great misfortunes, so that we may not become completely enervated by a career of prosperity. A man should be as Siegfried, armed cap-à-pie , towards the small troubles of every day - those little differences we have with our fellow-men, insignificant disputes, unbecoming conduct in other people, petty gossip, and many other similar annoyances of life; he should not feel them at all, much less take them to heart and brood over them, but hold them at arm's length and push them out of his way, like stones that lie in the road, and upon no account think about them and give them a place in his reflections.

SECTION 52. What people commonly call Fate is, as a general rule, nothing but their own stupid and foolish conduct. There is a fine passage in Homer,[1] illustrating the truth of this remark, where the poet praises [GREEK: maetis] - shrewd council; and his advice is worthy of all attention. For if wickedness is atoned for only in another world, stupidity gets its reward here - although, now and then, mercy may be shown to the offender.

[Footnote 1: Iliad , xxiii. 313,
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