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ostentatious exhibition of his wealth—he fears being squeezed by the officials who are apt to regard wealth as an aggravation of crime, to be the more severely punished the better able is the accused to purchase exemption from punishment. I have seen a stranger come into the room where Mr. Jensen and I were sitting, who from his appearance seemed to be worth perhaps a five-dollar bill, and after a preliminary interchange of compliments, I have seen his hand disappear up his long sleeve and produce a package of gold leaf worth perhaps 2000 taels of silver. This he would offer for sale; there was some quiet bargaining; when, should they agree, the gold was weighed, the purchaser handed a cheque on his Chinese banker for the amount in silver, and the transaction was finished as quickly and neatly as if it had taken place in Bond Street, and not in the most inland capital of an "uncivilised country"; whose civilisation has nevertheless kept it intact and mighty since the dawn of history, and whose banking methods are the same now as they were in the days of Solomon.

The silver of Yunnan is of the same standard as the silver of Shanghai, namely 98 per cent. pure, and differs to the eye from the absolutely unalloyed silver of Szechuen.

The cash of Yunnan vary in a way that is more than usually bewildering. Let me explain, in a few sentences, the "cash" currency of the Middle Kingdom. The current coin of China as everyone knows is the brass cash, which is perforated so that it may be carried on a string. Now, theoretically, a "string of cash" contains 100 coins, and in the Eastern provinces ten strings are the theoretical equivalent of one Mexican dollar. But there are eighteen provinces in China, and the number of brass cash passing for a string varies in each province from the full 100, which I have never seen, to 83 in Taiyuen, and down to 33 in the Eastern part of the province of Chihli. In Peking I found the system charmingly simple. One thousand cash are there represented by 100 coins, whereas 1000 "old cash" consist of 1000 coins, though 1000 "capital cash" are only 500 coins. The big cash are marked as 10 capital cash, but count the same as 5 old cash. Nowhere does a Chinaman mean 1000 cash when he speaks of 1000 cash. In Tientsin 1000 cash means 500 cash—that is to say 5 times 100 cash, the 100 there being any number you can pass except 100, though by agreement the 100 is usually estimated at 98. In Nanking I found a different system to prevail. There cash are 1075 the 1000, but of the 10 strings of 100 cash, 7 contain only 98 cash each, and 3 only 95, yet the surplus 75 cash—that is to say the number which for the time being is the Nanking equivalent of 75—are added all the same. At Lanchow in Chihli on the Imperial Chinese Railway near Shanhai-kwan, 16 old cash count as 100 cash, yet 33 are required to make up 200; in Tientsin from which point the railway starts, 1000 cash are really 500 cash and 98 count there as 100. Now 2000 Chihli cash are represented by 325 coins, and 1000 by 162 coins, and 6000 by 975 coins, which again count as 1000 large cash and equal on an average one Mexican dollar. Therefore to convert Lanchow cash into Tientsin cash you must divide the Lanchow cash by 3, count 975 as 1000, and consider this equal to a certain percentage of a theoretical amount of silver known as a tael, which is always varying of itself as well as by the fluctuations in the market value of silver, and which is not alike in any two places, and may widely vary in different portions of the same place.

Could anything be simpler? And yet there are those who say that the system of money exchange in China is both cumbrous and exasperating. Take as a further instance the cash in Yunnan. Everyone knows that theoretically there are 2000 cash in the tael, each tael containing 20 "strings," and each "string" 100 cash, but in Yunnan 2000 cash are not 2000 cash—they are only 1880 cash. This does not mean that 1880 cash are represented by 1880 coins, not at all; because 62 cash in Yunnan are counted as 100. Eighteen hundred and eighty cash are therefore represented by only 1240 cash coins and all prices must be paid in this proportion. Immediately outside the city, however, a string of cash is a "full string" and contains 100 cash or rather it contains as few cash as possibly can be passed for 100, a fair average number being 98.

Silver is weighed in the City banks and at the wholesale houses on the "capital scale," but in the retail stores on scales that are heavier by 14 per cent. (one mace and 4 candareens in the tael). Outside the city on the road to Tali there is a loss on exchange varying according to your astuteness from 3 to 6 per cent. on the capital scale.

There are two chief banks in Yunnan city. Wong's whose bank, the signboard tells us, is "Beneficent, Rich, United," and Mong's "Bank of the Hundred Streams," which is said to be still richer.

With Mr. Jensen I called one evening upon Wong, and found him with his sons and chief dependents at the evening meal. All rose as we entered and pressed us to take a seat with them, and when we would not, the father and grown-up son showed us into the guest-room and seated us on the opium-dais under the canopy. The opium-lamps were already lit; on a beautiful tray inlaid with mother-of-pearl there were pipes for visitors, and phials of prepared opium. Here we insisted on their leaving us and returning to their supper; they finished speedily and returned to their visitors. We were given good tea and afterwards a single cigar was handed to each of us. In offering you a cigar it is not the Chinese custom to offer you your choice from the cigar box; the courtesy is too costly, for there are few Chinamen in these circumstances who could refrain from helping themselves to a handful. "When one is eating one's own" says the Chinese proverb, "one does not eat to repletion; when one is eating another's, one eats till the tears run."

Wong is one of the leading citizens of Yunnan, and is held in high honour by his townsmen. His house is a handsome Chinese mansion; it has a dignified entrance and the garden court is richly filled with plants in porcelain vases. It may thus be said of him, as of the Confucian Superior Man, "riches adorn his house and virtue his person, his heart is expanded, and his body is at ease."

A Szechuen man, a native of Chungking, fifty-nine years of age, Wong is a man of immense wealth, his bank being known all over China, and having branches in capital cities so far distant from each other as Peking, Canton, Kweiyang, Shanghai, Hankow, Nanchang, Soochow, Hangchow, and Chungking. I may add that he has smoked opium for many years.

I formed a high opinion of the intelligence of Wong. He questioned me like an insurance doctor as to my family history, and professed himself charmed with the amazing richness in sons of my most honourable family. He had heard of my native country, which he called Hsin Chin Shan, the "New Gold Mountain," to distinguish it from the Lao Chin Shan, the "Old Gold Mountain," as the Chinese term California. I was the more pleased to find that Wong had some knowledge of Australia and its gold, because a few months before I had been pained by an incident bearing on this very subject, which occurred to me in the highly civilised city of Manila, in the Philippine Islands. On an afternoon in August, 1893, I stood in the Augustine Church, in Old Manila, to witness the funeral service of the Padre Provincial of the Augustines. It was the first occasion for one hundred and twenty-three years that the Provincial of the Order had died while in the actual exercise of his office, and it was known that the ceremony would be one of the most imposing ever seen in the Islands. The fine old church, built by the son of the architect of the Escorial—the only building in Manila left standing by the earthquake of 1645—was crowded with mourners, and almost every notability of the province was said to be present. During the service two young Spaniards, students from the University close by, pushed their way in beside me. Wishing to learn who were the more distinguished of the mourners, I asked the students to kindly point out to me the Governor-General (Blanco), and other prominent officials, and they did so with agreeable courtesy. When the service was finished I thanked them for the trouble they had taken and was coming away, when one of them stopped me.

"Pardon me, Caballero," he said, "but will you do me the favour to tell me where you come from?"

"I am from Australia."

"From Austria! so then you come from Austria?"

"No, sir, from Australia."

"But 'Australia'—where is it?"

"It is a rich colony of England of immense importance."

"But where is it?" he persisted.

"Dios mio!" I exclaimed aghast, "it is in China."

But his friend interposed. "The gentleman is talking in fun," he said. "Thou knowest, Pepe, where is Australia, where is Seednay, and Melboornay, where all the banks have broken one after the other in a bankruptcy colossal."

"Ya me figuraba donde era," Pepe replied, as I edged uncomfortably away.

During my journey across China it was not often that I was called upon to make use of my profession. But I was pleased to be of some service to this rich banker. He wished to consult me professionally, because he had heard from the truthful lips of rumour of the wonderful powers of divination given to the foreign medical man. What was his probable tenure of life? That was the problem. I gravely examined two of his pulses—every properly organised Chinaman has four hundred—and finding his heart where it should be in the centre of his body, with the other organs ranged round it like the satellites round the sun—every Chinaman is thus constructed—I was glad to be able to assure him that he will certainly live forty years longer—if Heaven permit him.

Wong has a grown-up son of twenty who will succeed to the bank; he is at present the managing proprietor of a small general store purchased for him by his father. The son has been taught photography by Mr. Jensen, and has an excellent camera obtained from Paris. He is quite an enthusiast. In his shop a crowd is always gathered round the counter looking at the work of this Chinese amateur. There are a variety of stores for sale on the shelves, and I was interested to notice the cheerful promiscuity with which bottles of cyanide of potassium and perchloride of mercury were scattered among bottles of carbonate of soda, of alum, of Moët and Chandon (spurious), of pickles, and Howard's quinine. The first time that cyanide of potassium is sold for alum, or corrosive sublimate for bicarbonate of soda there will be an éclat given to the dealings of this shop which will be very gratifying to its owner.

The telegraph in Yunnan is very largely used by the Chinese, especially by the bankers and officials. By telegraph you can remit, as I have said, through the Chinese banks, telegraphic transfers to the value of thousands of taels in single transactions. It is principally the banks and the Government who make use of the telegraph,

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